1、TokenInsight Research N数字资产 支付行业 研究报告 June 2020TokenI Find, Create, and Spread Value in Blockchain.分析师?Executive SummaryRESEARCH2? ?2023?2.7?咨? ?参对? ?B2B? ?100?16功? Ripple?Stellar?展? ?咨?覆?C?威? ?咨?OMG?Network?参? Alchemy?Pay?展?动?属?ContentRESEARCH3?4?5?10?11?Ripple?Stellar13?C15?OMG?Network16?Alchemy?P

2、ay18?展?20TOKENINSIGHT RESEARCHRESEARCH401.?1.1?Card?Network?Gateway?名?威?名?可?展? ?TokenInsight?功?可?TOKENINSIGHT RESEARCHRESEARCH5 ?TokenInsight?1.2?咨?隐?威?担?名?对?TOKENINSIGHT RESEARCHRESEARCH6?展?Paypal?威?Visa?展?展?Uber?Push?Payment? ?McKinsey&Company?TokenInsight?展?咨?参?名?动?名?0200182

3、023?TOKENINSIGHT RESEARCHRESEARCH7?可?可?名?可?威?名?TOKENINSIGHT RESEARCH802.?咨?功?协?咨?咨?咨?2.1?屡?Visa?MasterCard?Discover?1%-3%? ?ValuePenguin?TokenInsight?Visa1.43%-2.4%MasterCard1.55%-2.6%Discover1.56%-2.3%?0.0325%TOKENINSIGHT RESEARCHRESEARCH92.2?参?Paypal?2.3?SWIFT?功?可?咨?Wire?Transfer?TokenInsight?功? ?

4、BoA;?BoC?DBS?MUFG?TokenInsight?$45?1-2功?$21?+0.1%?*?3功?$18?$40*2-4功?$23?$70*1功?参?2.4?咨?功?1?2018?5.74?3.93?2?2016?18?20?尤?*?2020/06/221?https:/.au/sites/default/files/2019-08/AustralianPaymentCardFraud2019_0.pdf2?https:/www.ecb.europa.eu/pub/cardfraud/html/ecb.cardfraudreport201809.en.htmlTOKENINSIGH

5、T RESEARCHRESEARCH1003.?威?Ripple?Stellar?PundiX?Alchemy?Pay?威?覆?咨?央?3.1?参?名?咨?参对?对? ?TokenInsightSWIFT?MasterCard?R3展?B2B?VisaVisa?Visa?B2B?Connect?B2B?UBSUBS?we.trade?TOKENINSIGHT RESEARCHRESEARCH113.2?名?名?TokenInsight?100?16功?咨?功?100?参?Ripple?Stellar? ?对?CoinMarketCap?TokenInsight?2020/06/18?16%?参

6、?对?咨?展?担?担?19%13%6%13%50%?TOKENINSIGHT RESEARCHRESEARCH1204.?USDT?PAX?BUSD?TUSD?动?咨?名? ?TokenInsight?Alchemy?Pay?展?展?展?咨?POS?SDK?BitPayBitPay?BitPay?BitPay?BitPay?Card?覆?COTICOTI?可?COTI?Pay?C?MCO?Visa?C?App?MCO?Visa?咨?咨?C?App?威?TOKENINSIGHT RESEARCHRESEARCH134.1?Ripple?Stellar?展?Ripple?Stellar?Stell

7、ar央?Ripple央?Jed?McCaleb?Jed?Ripple属央?Stellar?Ripple?Stellar?SWIFT?SWIFT?Ripple?Stellar?Ripple?xCurrent?xRapid?xVia?xRapid?Ripple?2019?参?RippleNet?XRP?咨?xCurrent?RippleNet?属?Ripple?咨?担?XRP?Ledger?XRP?Flexa?Nano?Nano?威?咨?导?OMG?Network?参?Layer-2?可?PundiX?POS?覆?咨?PundiX?POS?PundiX?Ripple?威?XRP?XRP?Ledge

8、r?XRP?Ledger?咨?3-5?Stellar?央?lumen?失?央?TOKENINSIGHT RESEARCHRESEARCH14?XRP?Ledger?3-5?XRP?Ledger?36功?Ripple?6功?Stellar?Stellar?Stellar?Stellar?担?名?Ripple?失?1功lumen?覆?0.00001功lumen?Stellar?lumen?XRP?lumen? XRP?Lumen?Ripple?Stellar?TokenInsightRipple?Stellar?威?Ripple?展?Ripple?40?功?300?American?Express

9、?Santander?SBI?Remit?展?Ripple?Open?Payment?Coalition?PayID?名?Stellar?展?可?IBM?SatoshiPay? XRP?Lumen?Ripple?Stellar?TokenInsight6%49%44%?Ripple0%1%4%12%20%24%39%?Direct?Development?Use-Case?Investment?User?Acquisition?Ecosystem?Support?Upgrade?Reserve?Pool?Fee?Pool?TOKENINSIGHT RESEARCHRESEARCH154.2?C

10、?Ripple?Stellar?对?C?功?咨?咨?C?TenX?C?C?App?MCO?Visa?Card?C?App?7?55?MCO?Visa?Card?覆?咨?C?MCO?功?MCO?覆?C?C?Wirecard?C?TenX? ?C;?TokenInsight?咨?Cold?Storage?担?Ledger?C?3.6?1?Lloyd?s?Syndicate?咨?咨?Hardware?Security?Module?C?终?咨?Quantstamp?Certik?展?可?TOKENINSIGHT RESEARCHRESEARCH16C?威?C?功?C?威?担? ?C;?Similar

11、Web?TokenInsightTwitterFacebook Instagram LinkedinTelegram?24,552?26,662?41,100?28,653?167,600?C?导?CRO?MCO?MCO?Visa?Card?覆?咨?4.3?OMG?Network?OMG?Network?参?Layer-2?咨?参?ERC20?Token?OMG?Network?Loopring?OMG?Network?Loopring?参?OMG?Network咨?Plasma?Child?Chain?功?展?参?参?Root?Chain?Watcher?Plasma?Layer-2?66%

12、5%6%6%6%11%?TOKENINSIGHT RESEARCHRESEARCH17?展?Quantstamp?Consensys?Diligence?2020?1?参属?尤?$25,000? OMG?Network?OMG?Network;?TokenInsight?OMG?Network?Beta?Plasma央?Joseph?Poon展?CEO?Vansa?Chatikavanij?咨?OMG?OMG?失?29.9%?etherscan?100?67.91%? ?Etherscan?OMG?Network?Etherscan?TokenInsight?URL?Swagger?API?U

13、RL?Swagger?URL?URL?5%10%20%65%ICOOMG?Network?57%1%2%2%2%2%3%4%4%7%17%?1Binance?7Bittrex?3?4Bit?nex?3?6Bit?nex?2?8Huobi?9?10?TOKENINSIGHT RESEARCHRESEARCH18?OMG?Network?Ripple?Stellar?C?B2B?威?Plasma?参?Lay-2?参?Plasma?咨?对?4.4?Alchemy?Pay?Alchemy?Pay?2018?展?Alchemy?Pay?动?可?对?功?展?Alchemy?Pay?POS?SDK?咨?PO

14、S?Alchemy?Pay?咨?Point?of?Sale?PundiX?属?Mobile?App?POS?PundiX?Flexa?BitPay?PundiX?覆?Flexa?BitPay?OMG?Network?担?参?Alchemy?Pay?Alchemy?Pay?名?Alchemy?Pay?可?展?QFPay?展?展?Alchemy?Pay?BNB?BUSD?参?BUSD?COTI? Alchemy?Pay?Alchemy?Pay?TokenInsightTOKENINSIGHT RESEARCHRESEARCH19?展?Alchemy?Pay?可?对?Alchemy?Pay?2020

15、?可?COTI?uTrust?Alchemy?Pay?参?威?ACH?失?51%?咨?ACH? ACH?Alchemy?Pay?TokenInsight?参?Alchemy?Pay?展? ?Alchemy?Pay?TokenInsight泰国与阿联酋发布2019?Q22019?Q32019?Q42020?Q12020?Q32020?Q42020?Q2新加坡发布香港发布日本与菲律宾发布欧洲发布美国与加拿大发布2%5%6%18%18%51%?Alchemy?Pay?/?/IEO?5%10%10%10%25%40%R&DAlchemy?Pay?展?TOKENINSIGHT RESEARCHRESEA

16、RCH20?Alchemy?Pay?展?Alchemy?Pay?动?属?4.5?展?Ripple?Stellar?参对?Ripple?Stellar?担?功?威?C?威?Lay-2?OMG?Network?威?OMG?Network?可?Alchemy?Pay?PundiX?BitPay?Flexa?COTI?Alchemy?Pay?展?属?TOKENINSIGHT RESEARCHRESEARCH21 ?TokenInsight?50%60%70%80%90% 100%C?50%60%70%80%90% 100%OMG?Network?50%60%70%80%90% 100%Alchemy?

17、Pay?50%60%70%80%90% 100%?50%60%70%80%90% 100%RippleStellarBitPayPundiXFlexa?50%60%70%80%90% 100%?50%60%70%80%90% 100%?50%60%70%80%90% 100%N/A本报告基于本公司认为可靠的已公开信息撰写，但本公司不对该等信息的准确性及完整性作出保证。在任何情形下，本报告所载的观点、结论和建议仅供参考，并不构成投资建议，并非可作为买卖、认购通证或其它金融工具的邀请或保证。本报告所载的意见、评估及所示风险等级自本报告出具之日起至下一调 整 日 前 有 效 。 在 不 同 时 期

18、， 本 公 司 可 能 发 出 与 本 报 告 所 载 意 见 、 评 估 及 预 测 不 一 致 的 研 究 报 告 。TokenInsight Inc.将持续跟踪报告相关标的，定期或不定期根据跟踪情况决定是否调整相关观点，并及时对外公布。 本 公 司 力 求 报 告 内 容 客 观 、 公 正 ， 结 论 不 受 第 三 方 的 授 意 或 影 响 。 在 自 身 所 知 情 的 范 围 内 ，TokenInsight Inc.(包括 TokenInsight 项目组成员以及内容审查委员会)与本报告所指标的不存在任何影响其本身客观、独立、公正的关联关系。 参与投资活动可能引发价值变动及流动

19、性等风险。投资者应当充分考虑自身特定状况、理解投资风险，不应视本报告为做出投资决策的唯一因素。对依据或者使用本报告所造成的直接或间接损失，本公司及作者均不承担任何法律责任。 本报告版权仅为本公司所有。未经书面许可，任何机构或个人不得以翻版、复制、引用或再次分发他人等形式侵犯本公司版权。 TokenInsight Inc. Find, Create, and Spread Value in Blockchain.? 展? ? Tokenin ?Twitter TokenInsight ? TokenInsight ?Telegram? http:/t.me/TokenInsightChineseTI Official TwitterWeChat Mini AppWeChat Account