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1、1Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.Generative AI models the risks and potential rewards in business What the rise of Ch
2、atGPT,DALLE 2,Bard et al.could mean for your organization.KPMG InternationalApril 20232Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserve
3、d.Generative AI models highlight the power of technology.They have the potential to make us more productive and can make what we do easier in some respects.However,these models come with risk implications that all organizations and individuals should be aware of.That said,we cant ignore these models
4、.Theyre rapidly becoming part of our daily personal and professional lives.We need to determine how to embrace them but safely.”Lisa HeneghanGlobal Chief Digital OfficerKPMG InternationalThe cover image and imagery throughout this paper were designed using DALLE 2,an AI art generator that creates im
5、ages based on textual descriptions.Image prompts for the cover image were:fluid abstract,wavy column of blue and purple,splash,drops,purple background.While DALLE 2 generates compelling visual content,it has not been trained on KPMG brand guidelines.Also,it has neither the human expertise nor ingenu
6、ity to understand KPMGs brand positioning.As a result,these images are considered off-brand and are used for illustrative purposes only,with special permission from KPMG Global Brand.3Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG Int
7、ernational entities.KPMG International entities provide no services to clients.All rights reserved.ContentsExecutive summary 04Market overview 05What are generative AI models?06How generative AI models work 06Potential opportunities and use cases 07Current considerations 10What does the future hold?
8、13How KPMG can help 14Contacts 153Generative AI models-the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.4Generative AI models the risks and potential rewar
9、ds in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.We believe that generative artificial intelligence(AI)models have the potential to transform businesses through automating and executin
10、g certain tasks with unprecedented speed and efficiency.This is particularly true when human expertise and ingenuity is paired with deep understanding of how to use these programs and effectively harness their capabilities.However,it will take time and human expertise to unlock their full potential
11、in a way thats responsible,trustworthy and safe.If youre considering using generative AI,its important to establish a set of internal processes and controls for everyone in your organization to follow.In this report,we cover potential use cases and opportunities,as well as what to consider if youre
12、thinking about using generative AI applications,such as ChatGPT,within your organization.The most common generative AI solutions can roughly be divided into five categories:content generators,information extractors,smart chatbots,language translators and code generators.ChatGPT is a chatb
13、ot trained on human instructions.Its initial underlying large language model,GPT-3.5,had 175 billion parameters and was trained with more than 1 million datasets or 500 billion tokens(words or word fragments).GPT-3.5 was not connected to the internet and was trained on data from up to September 2021
14、.GPT-4,OpenAIs new large multimodal model,evolved from its earlier large language model.Generative AI takes data inputs or parameters to learn and build knowledge.Unless you explicitly restrict the application provider from doing so,that data may then be used to answer a prompt from someone else,pos
15、-sibly exposing an organizations proprietary information to the public.Depending on the application,you may also be signing over your copyrights.Referring to the respective terms and conditions may give you an idea of what happens with user-inputted data.Copying AI-produced information or code into
16、any deliverable or product may constitute copyright or other intellectual property infringement.This could potentially cause your organization legal and reputational harm.Creating safe usage guidelines within your organization is key to helping ensure proper and effective use of generative AI applic
17、ations.Your organization should also upskill its people,as the human in the loop brings unique insights and understanding that generative AI alone cant replicate.Generative AI models can summarize articles,draft emails and produce images and videos.Trained by humans,some generative AI models have th
18、e conversational skills to,for example,answer follow-up questions,admit mistakes,challenge incorrect assumptions and filter or reject inappropriate requests.Generative AI models have use across various business functions,from IT,human resources and operations,to finance,audit,legal and marketing.Sui
19、table applications include drafting proposals,developing and testing code,and extracting and summarizing complex information.Depending what you use generative AI for and how you implement it,your activities could expose intellectual property or trade secrets and open your organization up to fraud ri
20、sk.Its important to be vigilant and make sure your organization isnt using AI in a way that contravenes applicable laws(including privacy laws),client agreements or professional standards.We expect both open source and boutique versions of generative AI will continue to be integrated into many commo
21、n applications,systems and processes,ranging from internet browsers to AI-connected technology that organizations license,such as cloud-based software and instant messaging programs.KPMG takes a responsible approach to designing,building and deploying AI systems in a safe,trustworthy and ethical man
22、ner.This approach helps companies accelerate value for consumers,organizations and society.Here are 10 things you should know about generative AI:01Executive summary5Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entitie
23、s.KPMG International entities provide no services to clients.All rights reserved.According to research and consulting firm Gartner,by 2025,30 percent of outbound messages from large organizations will be synthetically generated.1 In the AI Risk Survey Report,conducted by KPMG in the US in September
24、2022,85 percent of respondents expect an increase in the use of AI and predictive analytics models.Additionally,in the 2022 KPMG in the US Technology Survey,half of respondents said theyve seen ROI from investments in AI technology.Generative AI models captured attention in summer 2022 when an AI-ge
25、nerated image won an art contest.2 In November they were in the spotlight again following the launch of ChatGPT.However,it was during a January 2023 World Economic Forum session,when Microsoft Chairman and Chief Executive Officer Satya Nadella said the“golden age of AI”is underway,3 that the buzz ar
26、ound ChatGPT really began to intensify,generating many questions from and conversations with KPMG member firm clients.Training these models requires large amounts of venture capital,human effort and computing power.OpenAI,the creator of ChatGPT,received US$1 billion from Microsoft4 and another multi
27、year,multibillion dollar investment from the company at the start of 2023,5 and Google6 and Meta7 have created generative AI models of their own.Given the range of possible applications,an entire industry is being built on making generative AI models useful.Generative AI applications can be roughly
28、divided into five categories:content generators,information extractors,smart chatbots,language translators and code generators:Content generators:Where generative pretrained transformer tools generate content such as blog posts,emails,social media posts,images,web copy and ads.Information extractors
29、:These applications can create short-and long-form summaries of news articles,blog posts,legal documents and more.Some companies use them to develop and analyze legal documents.Smart chatbots:Companies are increasingly using smart chatbots as consumer assistants.The chatbots interact in a conversati
30、onal way and can answer follow-up questions,admit mistakes,challenge incorrect ideas and reject inappropriate requests.Language translators:Multilingual tools that can translate many languages.They have the potential to build entire website interfaces,including translation sites.Code generators:Gene
31、rative AI models can convert natural text inputs into code snippets or applications.With a basic description or small program function input,these models can produce code in various programming languages,and identify and fix bugs.02Market overview1 Gartner,7 Technology Disruptions That Will Complete
32、ly Change Sales,October 10,2022.https:/ is a registered trademark and service mark of Gartner,Inc.and/or its affiliates in the U.S.and internationally and is used herein with permission.All rights reserved.2 h t t p s:/w w h t t p s:/w w w.weforum.org/press/2023/01/satya-nadella-says-ai-golden-age-i
33、s-here-and-it-s-good-for-humanity4 h t t p s:/ h t t p s:/ h t t p s:/blog.google/technology/ai/bard-google-ai-search-updates/7 h t t p s:/ AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide
34、 no services to clients.All rights reserved.Generative AI models are designed to produce content based on a clear set of inputs and rules.The most buzzed about application of a generative AI model of late is ChatGPT,a chatbot trained on human instructions created by San Francisco research lab OpenAI
35、.8 As of 14 March 2023,ChatGPT Plus subscribers were able to use GPT-4,a large multimodal model(LMM)that accepts both image and text inputs and generates text outputs.9 On 23 March 2023 OpenAI launched plugins for ChatGPT,including its own web browsing plugin.This means ChatGPT can now access certai
36、n third-party sources and databases.10 ChatGPT stands for Chat(conversation-based)G(generative)P(pretrained)T(transformer).It was finetuned using reinforced learning from human feedback,where a reward model representing human preference is trained to help make outputs sound more human,prevent undesi
37、rable responses and try to avoid hallucinations(making up facts).ChatGPT was created as a large language model(LLM)and has since evolved into a large multimodal generative AI application.This means the application can now accept image and text inputs,not just text inputs as was previously the case.C
38、ombined with a neural network model that uses unsupervised learning to predict outcomes,this type of generative model can determine the most likely linguistic patterns and relationships between content its already absorbed.The“large”refers to the amount of data the models are based on,as well as the
39、 size of the models themselves,and involves training them with a massive collection of publicly accessible electronic documents.For instance,when it was released in 2022,ChatGPT had 175 billion parameters(a value that controls the behavior of the machine learning model the greater the parameters,the
40、 greater the models ability to analyze).It was initially trained with more than 1 million datasets or 500 billion tokens(words or word fragments),including from Wikipedia and The New York Times.To put this into perspective,the average human speaks 860.3 million words in their lifetime,11 making this
41、 collection or“corpus,”in AI terminology equivalent to 300 years worth of language.04How generative AI models work8 https:/ h t t p s:/ 10 C h a t G P T p l u g i ns(o p e n ai.c om)11 h t t p s:/openlibrary.org/books/OL3502128M/The_joy_of_lexGenerative AI refers to artificial intelligence that can
42、generate content rather than simply analyze or act on existing data.Generative AI models,such as GPT-4,are built and trained on a collated set of data.They can be generalists or specialists built on predefined data collections and are designed to produce output that helps realize certain human-direc
43、ted requests.Some models can,for example,predict the next word based on previous phrases or the next image based on descriptions of images that came before.This training enables the quick generation of original content,including text,images,video and code.With a reduced need for human resources,some
44、 companies expect to be able to produce content faster and at lower cost,giving them opportunities to create new kinds of content that were previously too expensive or time consuming.This fundamentally changes human-machine interaction and opens myriad potential use cases.This predictive capability
45、enables the models to analyze.For example,they can be used to identify documents that are about a topic described by inputted text.03What are generative AI models?7Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.
46、KPMG International entities provide no services to clients.All rights reserved.ChatGPTs meteoric rise in popularity is in part because anyone can use it,even those who dont have technical backgrounds.Its rapid growth in users 100 million as of February 202314 is a sign of peoples eagerness to use th
47、e technology.And the more users a chatbot has,the better trained its underlying AI can get.ChatGPT has the potential to transform businesses by automating and executing language-based tasks with unprecedented speed and efficiency.LMMs can be deployed to help with a wide range of tasks.They can be mo
48、dified to summarize and classify legal documents,respond to consumer questions,assist expert advisors,and generate engineering and architectural drawings.They can act as a starting point for human inspiration,providing ideas that can be transformed into fresh and creative thinking.This makes them su
49、itable to help generate business reports,marketing pitches and code for software applications.Generative AI models may also have applications across IT,audit,human resources,operations and many more business functions besides.As you explore these use cases,keep in mind that despite the many opportun
50、ities generative AI has to offer,they arent risk free.05Potential opportunities and use cases12 h t t p s:/w w h t t p s:/ h t t p s:/w w basic version of ChatGPT isnt connected to the internet and was trained on online material up to September 2021 meaning its knowledge isnt up to date.Newer implem
51、entations released to a small number of premium developers,such as a plugin to Bings search engine,12 are connected to the internet and contain more recent content.ChatGPT is an example of artificial narrow intelligence(ANI).ANI systems are suitable for performing one type of task for which they hav
52、e been trained.For example,an ANI system designed to generate images will unlikely be able to solve math problems.According to OpenAI,GPT-4 though still not fully reliable is substantially more so and capable of handling nuanced instructions compared to its predecessor,GPT-3.5.Most significantly,it
53、passed a simulated bar exam around the top 10 percent of test takers.In comparison,GPT-3.5 scored in the bottom 10 percent of the same simulated exam.OpenAI points out that its limitations are similar to earlier GPT models,hallucinating facts and making reasoning errors.13Keep reading to learn about
54、 potential use cases for generative AI models.8Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.In the IT operations space,they could
55、be used for:LMM-based knowledge management systems Gathering information from various data source formats.This information can then be queried to search for specific items.Self-serve IT support Helping employees address IT system errors through support instructions generated by conversational AI cha
56、tbots.Coding or testing code Converting code from one function to another,for instance from SQL to Python,or testing code to ensure it works.On the audit/compliance front,they could help with:Automating audit review Automating audit submission fact finding and detailed audit reviews based on query f
57、ormats.Evaluating independence requirements Evaluating audit engagement independence requirements to help simplify the approvals process for certifying independence.Potential use in human resources includes:Candidate selection Training generative AI models on job description and relevant skills data
58、 to help identify suitable job candidates.Self-service applications Deploying chatbots that can both share knowledge in a human way and resolve HR queries.On the operations front they can help with:Sustainability and ESG reporting Contextualizing ESG data and supporting reporting operations,includin
59、g creating plain-language statements that outline ESG initiatives.Virtual event management Coordinating event management through drafting invitations,scheduling sessions and answering attendee questions.Simplifying business operations From drafting emails and preparing for request for proposals to r
60、unning a competitive analysis and researching to ensure market understanding.In the finance/logistics space,they could assist by:Categorizing and validating payments Helping organizations make tax contributions publicly available by sorting through massive volumes of data.Drafting and reviewing cont
61、ract terms Reviewing contracts and highlighting potential conflict of interest clauses and drafting clauses and terms to hasten the contracts process.9Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG Internat
62、ional entities provide no services to clients.All rights reserved.Legal and organizational governance options include:Making personalized independence recommendations for investments Enabling organizations to provide personalized responses to independence-related queries via chatbots.Surfacing legal
63、 citations and source links Searching for relevant legal citations and case examples,helping to identify reputable sources.Potential marketing applications include:Simplifying campaign language Finding alternate word choices that translate well across a variety of languages.Localizing marketing comm
64、unications at scale Helping localize global campaigns by sharing local conversation data with the model.Distilling complex information Learning the basics of,for example,financial due diligence,to digest and structure content to help build a strong marketing campaign.At KPMG,were recognized leaders
65、in AI,machine learning,and data&analytics,and have deep expertise in risk considerations with respect to emerging technology.KPMG can help assess the ethics,governance and security in place around clients AI and machine learning technologies.KPMG firms have long been at the forefront of exploring an
66、d harnessing new technologies and can answer questions about how generative AI applications may help your organization grow.10Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no
67、 services to clients.All rights reserved.Youve now seen how generative AI models may help consumers,streamline organizational processes and free up time for employees to take on higher-value organizational tasks.That said,the use of generative AI has many limits and potential pitfalls.As we mention
68、in part 4,GPT-3.5,ChatGPTs initial underlying LLM,was trained on material up to September 2021 and wasnt connected to the internet.And though OpenAI has made it possible for ChatGPT to browse the internet in certain cases,its still crucial to ensure human review and expertise is built into the gener
69、ative AI use process.Generative AI models can be the core of an AI application but require additional analytics,technology and human process around them to solve problems.In this section,we discuss the risks of using generative AI models and applications and how to manage them,including around clien
70、t and company confidentiality,employee misuse and phishing.Large multimodal models like ChatGPT generate human-like responses.However,they lack human-like reasoning skills.For them to be considered trusted,users are responsible for applying their AI capabilities to suitable use cases,and your organi
71、zation should educate employees on using such programs.Equally important,developers should use reliable data sets to train the AI models and apply relevant bias and content filters.Risk managementGenerative AIs growing popularity is another reason we recommend developing and deploying AI in a respon
72、sible way if your organization wants to protect itself against misuse.The following are some of the risk management challenges of generative AI models.Internal risks and considerationsBreaking confidentiality and intellectual propertyMany generative AI models are built to absorb user-inputted data t
73、o improve the underlying models over time,in essence helping them learn and build knowledge.That data,in turn,could be used to answer a prompt from someone else,possibly exposing private or proprietary information to the public.The more your business uses this technology,the more likely it is others
74、 could access your sensitive or confidential information.Thus,your organization needs to figure out how to protect its intellectual property while still being able to enjoy the benefits of generative AI applications.Employee misuse and inaccuraciesEven legitimate use of generative AI comes with risk
75、.The models generate responses based on input received,meaning theres a risk they may provide false or malicious content.As your employees use it,they need to be cautious and review AI-generated content with a critical eye and emphasis on quality assurance.If generative AI content contains inaccurac
76、ies that are not caught,this could impact your business outcomes or create liability issues.For instance,Metas generative AI bot Galactica was created to condense scientific information to help academics and researchers quickly find papers and studies.Instead,it produced vast amounts of misinformati
77、on that incorrectly cited reputable scientists.15 Another Meta bot,BlenderBot3,was caught making false and biased claims16 shortly after its release in August 2022.As well,Googles chatbot Bard caused parent company Alphabet to lose US$100 billion in market value after it shared incorrect information
78、 during its first demo.17 ChatGPT hallucinating facts is also well documented,18,19 with developer OpenAI acknowledging its ongoing shortcomings.20 Other risks around generative AI include the possibility that the technology could generate sensitive information,such as personal data,that could be us
79、ed for identity theft or to invade ones privacy.Even a disgruntled employee or angry customer could create fake material to harm your companys reputation or that of one of your employees or executives.Generative AI evolvesAs the worlds understanding of AI continues to evolve,we are already seeing a
80、rising number of global regulations.Its important to stay abreast of these,even if you dont plan on using generative AI intentionally.We expect that generative AI will continue to be integrated into many common applications,systems and processes,ranging from internet browsers to AI-connected technol
81、ogy that your organization may license.Thus,its key to be vigilant and make sure you dont use AI professionally in a way that contravenes applicable laws(including privacy laws),client agreements or professional standards.06Current considerations15 h t t p s:/ 16 h t t p s:/w w 17 h t t p s:/w w w.n
82、pr.org/2023/02/09/1155650909/google-chatbot-error-bard-shares18 https:/www.npr.org/2023/03/17/1164383826/heres-what-the-latest-version-of-chatgpt-gets-right-and-wrong19 https:/ https:/ AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International
83、 entities.KPMG International entities provide no services to clients.All rights reserved.21 h t t p s:/w w h t t p s:/ Questions to consider:1.How can you ensure confidentiality and accuracy aremaintained while using generative AI models?2.How can you ensure your generative AI models comply with gro
84、wing global regulations?3.How can you automate reviewing and managing compliance policies?4.What should your workforce know about generative AI in terms of its risks and benefits?Talent implicationsHigh-quality,expert output can only be achieved with high-quality,expert queries.Therefore,your organi
85、zation will need to upskill its workforce and retain proprietary knowledge to contextualize the query and provide the right prompts.At KPMG,for example,weve made generative AI training available to all our people through our Digital and Data Foundations program,which provides foundational content on
86、 the evolution of AI and how to build,implement and engage with trustworthy AI.Professionals need to be made aware that theyre not just using a solution theyre training and evolving it.In a generative future,we anticipate that the role of professionals will shift from problem solving to problem defi
87、ning as teams work alongside machines to create new approaches.Generative AI tools are an interface,not an oracle.The human in the loop brings unique insights and understanding to the process that generative AI alone cant replicate.They provide critical feedback to refine and improve the model over
88、time and ensure the outputs accurate,fair and meets the desired goals.Great things can happen when people and technology are in harmony,and we strongly believe there can be no lasting change without human ingenuity.External risks and considerations Misinformation,bias and discriminationAs we discuss
89、 above,LLMs and LMMs have shared false,out-of-date and discriminatory information,but presented with such authority in a way that even the most skeptical reader could be fooled.Generative AI can and has been used to create deepfake images and videos(when visual content is altered to make it seem tha
90、t someone said or did something they didnt do or say).These images and videos often look extremely realistic and lack forensic traces left behind in edited digital media,making them difficult for humans or even machines to detect.21 CopyrightQuestions abound around who owns content once its run thro
91、ugh generative AI applications,and theres no one-size-fits-all answer.Terms and conditions vary from tool to tool,and howyou use the materials also plays a part.If content is cut and pasted or mostly unchanged from text copyrighted to someone else,this could be considered plagiarism.Its difficult to
92、 say definitively how much informationobtained via a generative AI tool would need to be changed for it to legitimately be called your own.Claiming AI-generated content as your own could raise a host of ethical issues.For starters,acting this way isnt responsible or trustworthy and,if it came to lig
93、ht,would likely make clients and consumers doubt your honesty on all fronts.Further,if clients or consumers were to discover youre simply passing along AI-generated information,whats to stop them from dointhe same and cutting the middleperson(your organization)out entirely?In the next subsection we
94、delve more into the reputational riskassociated with generative AI.Financial,brand and reputational riskIf you or someone in your organization were to copy AI-produced information or code into any deliverable or product,it may constitute copyright or other intellectual property infringement.This cou
95、ld potentially cause your organization legal and reputational harm.Though many of these tools specifically tell users not to enter confidential client information,users with a lack of training and understanding of them may inadvertently risk exposing intellectual property or trade secrets to the pub
96、lic or even a competitor.This may lead to lawsuits and could negatively impact your companys bottom line if current or prospective clients and consumers question whether you can be trusted with their sensitive information.Lack of transparency when using generative AI content can also create reputati
97、onal issues.Tech publisher CNET was criticized for quietly using the technology to write more than 70 articles since November 202222 some of which contained errors even though the publisher said on its website that a team of editors is involved in the content“from ideation to publication.”g s Questi
98、ons to consider:1.How can you ensure generative AI applications are managed effectively to avoid financial penaltydue to not complying with regulations?2.Can you trust the applications you use?3.How can you proactively manage your applications and be aware of and watching for potential bias or discr
99、imination?4.Is using generative AI applications in line with your ethics,values and brand?12Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights re
100、served.CybersecurityCybercriminals can use generative AI to create more realistic and sophisticated phishing scams or credentials to hack into systems.Further,AI algorithms cant protect their underlying training datasets.Studies have shown that algorithms can distinguish individuals identities even
101、if data has been anonymized and scrubbed.23Other generative AI cybersecurity risks include data poisoning,wherein the data thats used to train the models is manipulated,and adversarial attacks attempting to trick generative AI models by feeding them malicious inputs.As your organization explores use
102、 cases for ChatGPT and other generative AI applications,we recommend that your cyber and risk teams set secure implementation guidelines and regulations.These can include setting expectations for using ChatGPT and other solutions in the enterprise context,educating your people on the benefits and ri
103、sks of using generative AI applications and implementing cybersecurity controls as appropriate.Questions to consider:1.How secure are your generative AI applications from cyberattacks,bad actors and insider threats?2.Are your security controls working?How can theybe improved?3.Do the applications yo
104、u use violate anyones privacy?Adversarial attacksEven when trained to work within acceptable boundaries,generative AI models have proven to be vulnerable,like any analytical model,to deliberate manipulation by sophisticated external users.If your organization plans to use generative AI solutions,you
105、 need to be aware that this could happen to you when the solution is exposed to the public.Questions to consider:1.What are the basic known adversarial vulnerabilities of the technologies youre using?2.How can you test likely attacks and harden existing and new solutions to be prepared for them?3.Wh
106、at monitoring do you have in place to identify adversarial attacks?Supporting appropriate generative AI useWe recommend creating safe usage guidelines for your organization,as this is key to helping ensure proper and effective use of generative AI applications.Guidelines can include requiring traini
107、ng for anyone who wants to use generative AI and outlining how it should and shouldnt be used.Additionally,your organization should treat generative AI like any other technology solution and require employees to follow any relevant policies(such as acceptable use or information security policies)tha
108、t already exist.We believe theres still work to do before we can use the latest generation of AI for consumer,employee,citizen and business interactions.With a responsible AI program in place,organizations can begin to move forward with developing processes and procedures around the use of generativ
109、e AI.23 h t t p s:/ AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.07What does the future hold?Looking at what technology players are exploring
110、 in generative AI gives a sense of where the space could go in the future.Software development and maintenanceGenerative AI is showing potential to advance the entire software development process and thus enable faster delivery of more reliable software products and services.We anticipate that compa
111、nies may be able to fully automate processes such as code generation,maintenance and fixing bugs.Video creation and virtual realityGenerative AI can create immersive video game environments,design videos,or even personalize product videos for e-commerce websites.In the future,companies can leverage
112、it for virtual assistants or livestreaming applications,such as automatically captioning live video.Many companies in this space are now shifting their focus to enterprise clients.The metaverseCreating realistic 3D assets in the metaverse is expensive and time consuming.Generative AI can generate 3D
113、 assets through text to image or voice,3D scenes based on 2D pictures,or even sound effects.It can also generate human faces and give more realistic characteristics to metaverse avatars.Improved information security Generative AI can teach individuals about what key risks certain vulnerabilities rep
114、resent,helping them write appropriate scripts or understand methods of attack by threat actors.14Generative AI models the risks and potential rewards in business 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All righ
115、ts reserved.08How KPMG can helpFor more than 150 years,KPMG firms have played a leading role in exploring and harnessing new technologies,such as generative AI,and providing assurance and direction in implementing them.Global Lighthouse is KPMGs worldwide network of more than 15,000 data&analytics,A
116、I and emerging technology specialists,with locations in 37 countries across the Americas,Asia Pacific and Europe.We understand that responsible AI is a complex business,regulatory and technical challenge.Through Global Lighthouse and the network of KPMG firms,were committed to helping clients bring
117、a responsible AI offering to life.Using generative AI responsiblyGlobal Lighthouse helps organizations build responsible,trustworthy and safe AI solutions.Further,KPMG takes a responsible approach to assessing the ethics,governance and security in place around clients AI and machine learning technol
118、ogies.The set of frameworks,controls,processes and tools can help KPMG firm clients harness the power of AI designing,building and deploying AI systems in a safe,trustworthy and ethical manner so companies can accelerate value for consumers,organizations and society.Our responsible AI approach inclu
119、des:1.Fairness:ensure models are equitable and free from bias.2.Explainability:ensure AI can be understood,documented and open for review.3.Accountability:ensure mechanisms are in place to drive responsibility across the AI lifecycle.4.Data integrity:ensure data quality,governance and enrichment ste
120、ps embed trust.5.Reliability:ensure AI systems perform at the desired level of precision and consistency.6.Security:safeguard against unauthorized access,corruption or attacks.7.Privacy:ensure compliance with data privacy regulations and consumer data usage.8.Safety:ensure AI doesnt negatively impac
121、t humans,property or the environment.ContactsLisa Heneghan Global Chief Digital Officer KPMG International lisa.heneghankpmg.co.uk Paul Henninger Partner,Head of UK Connected Technology&Global Lighthouse KPMG in the UK paul.henningerkpmg.co.uk The information contained herein is of a general nature
122、and is not intended to address the circumstances of any particular individual or entity.Although we endeavor to provide accurate and timely information,there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.No o
123、ne should act on such information without appropriate professional advice after a thorough examination of the particular situation.2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.KPMG refers to the
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