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1、Profiles of the ESGFINTECH100,the worlds most innovativecompanies developing ESG Solutions in Financial Services that every financial institution needs to know about in 2023ESGFinTechSJoin Europes Leading Gathering ofESG Leaders&FinTech Innovators12 JUNE 2024|LONDONThe ESGFINTECH100 is an annual lis
2、t of 100 of the worlds most innovative ESG companies offering solutions for the financial services industry selected by a panel of industry experts and analysts.These are the companies every financial institution needs to know about as they consider and develop their ESG assessment and performance i
3、mprovement strategies.The list is part of a series of studies that highlights the leading companies in sectors such as RegTech,InsurTech and WealthTech to help executives stay on top of the latest innovations.Companies that won places on the preceding lists generated huge awareness among financial s
4、ervices firms.Many were approached directly by banks and financial institutions,while other got a more welcome reception from prospective clients and partners.The ESGFINTECH100 list will help senior management and sustainability leaders evaluate which ESG tech solutions in financial services have ma
5、rket potential and are most likely to succeed and help financial institutions in their transition to net-zero.CRITERIAThe criteria assessed by the Advisory Board and FinTech Global team include the following:Industry significance of the problem being solved Growth in terms of capital raised,revenue,
6、customer traction Innovation of ESG technology solution offered Potential cost savings,efficiency improvement,impact on ESG imperatives and/or revenue enhancements generated for clients How important is it for financial institutions to know about the company?PROCESSAnalyse the universe of ESG soluti
7、ons in Financial Services on FinTech Global database and external sourcesRESEARCH ESG FINTECH UNIVERSEShortlist candidates that meet criteria along with companies nominated via the websiteNOMINATE COMPANIESUndertake in-depth interviews or surveys with founders and CEOs of shortlisted companiesCONDUC
8、T INTERVIEWS&SURVEYDetermine which companies excel in terms of the criteria and can be classified as ESG innovation leadersIDENTIFY ESGFINTECH 100Announce results to media and finalistsPUBLISHWin the future withAI-powered ESG intelligenceESG IntelligenceEngineOngoing ESG risk monitoring SOLUTIONS Co
9、mprehensive private and public company coverage Get up and running in minutes with our 14-day free |DO MORE|WORK SMARTER|OUTPERFORM500,000 companies2M+information sources65 languages Pre-screeningDue DiligenceRisk MonitoringCompany EngagementASSET MANAGERSINVESTMENT BANKSPRIVATE EQUITY+DEBTASSET OWN
10、ERSCORPORATESFOR TRUSTED BYGET A FREE TRIAL5 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesFounded in 2015,3rd-eyes analytics is a Swiss WealthTech company that helps financial institutions improve their advisory processes for private and institutional clients in Europe and the
11、 UK.By focusing on clients financial goals,such as providing for retirement and childrens education,preserving capital,and achieving specific returns,the company is innovating in several areas:its realistic,forward-looking simulations visualise the often-ignored and negative impact of climate change
12、 on clients financial goals(proven by Nobel laureate Prof.Dr.W.Nordhaus);it improves the probability of clients achieving their goals through hyper-personalised strategic asset allocations that even reduce the portfolios carbon footprint;and it integrates impact investing into portfolio construction
13、.Ultimately,this helps financial institutions increase the share of sustainable investments in their clients portfolios.The company currently employs around 30 people,has its headquarters in Zurich and owns a fully licensed subsidiary in Munich,Germany.Founded 2015Employees:11-50Segments of Financia
14、l Services:ESG/Climate Risk,ESG Intelligence&Data Analysis,Investing Products/DataRegions of operations:Target Markets are DACH,Nordics,United Kingdom,United Statesadditivs embedded finance operating system,DFS,is an orchestration platform enabling financial institutions to access new distribution c
15、hannels through a Banking-as-a-Service(BaaS)model.It also allows banking and non-banking providers to embed wealth services into their client proposition.While it supports wealth managers looking for best-in-class Software-as-a-Service(SaaS)to deliver better engagement at greater scale.Founded 1998E
16、mployees:251-500Segments of Financial Services:Corporate Assessment&Reporting,ESG Intelligence&Data AnalysisRegions of operations:Switzerland,Europe,Middle East,APAC,AfricaArctic Intelligence is a multi-award winning global RegTech firm that has developed enterprise risk assessment software enabling
17、 regulated businesses to better identify,assess,mitigate and manage their financial crime risk exposures.Arctic Intelligence has helped hundreds of regulated businesses in over 20 industry sectors and 18 countries to strengthen their defences against financial crime.Arctic Intelligence solutions are
18、 cost-effective and multi-jurisdictional allowing businesses regardless of their size,industry sector or geographic location to conduct financial crime risk assessment and manage vulnerabilities consistently across their entire organisation.Founded 2015Employees:11-50Segments of Financial Services:C
19、orporate Assessment&ReportingRegions of operations:Africas(South Africa),Asia-Pacific(Australia,New Zealand,Hong Kong&Singapore),EMEA(United Kingdom)and Americas(Canada&United States)2023 FinTech Global and Investor Networks Ltd This document is being provided for information purposes only.It is not
20、 designed to be taken as advice or a recommendation for any specific investment or strategy decisions.REGION:GLOBAL|SECTOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for a
21、ny specific investment or strategy decisions.2023 FinTech Global and Investor Networks LtdFounded 1999Aachen,GEmployees:101-250 Regions of operation:Germany,United Kingdom,Switzerland,Luxembourg,Belgium,Netherlands,Austria,France,Ireland,Denmark,Norway,Sweden,Finland,IcelandKEY EMPLOYEES:Arnaud Picu
22、tChief Executive Officer&Management Board Hicham El BonneChief Technology Officer&Management Board Christian FriedrichChief Strategic Officer&FounderSubsectors:ESG/Climate Risk,ESG Intelligence&Data Analysis,Investing Products/Data,Banking Products/DataOFFERINGPROBLEM BEING SOLVEDTECHNOLOGYaixigo pr
23、ovides the worlds fastest API-based Wealth Management Platform for creating individual,innovative and profitable wealth management services!The high-performance aixigo:BLOXX of the Wealth Management Platform provide all technological capabilities for the application in investment advisory,portfolio
24、monitoring and analysis,portfolio management and financial planning.aixigos platform enables banks,financial service providers and wealth managers to master the challenges of digitalisation and empowers them with speed,scalability,and flexibility.International customers,such as Vontobel,BNP Paribas,
25、Commerzbank,and Hargreaves Lansdown,are already benefiting from the aixigo platform.Banks and financial service providers face margin pressure,regulatory complexity and rising customer expectations.They therefore need innovative,transparent,and user-friendly digital financial services.This also appl
26、ies to the nascent field of ESG,with its complex regulatory framework.For this reason,aixigo extended its aixigo:BLOXX Wealth Management Platform with powerful ESG capabilities.aixigos modules facilitate a customer friendly query of customer information and preferences,portfolio construction or repo
27、rting.Financial service providers can be confident that regulatory frameworks and the UNs 17 Sustainable Development Goals are met,while clients enjoy an excellent service experience.aixigos financial technology is unique in terms of speed and rivals the best solutions in scalability and flexibility
28、.Thus,aixigo customers have a real edge over the competition.How is this feasible?An API-first approach and 100+ready to-use services ensure modularity and multi-integrability.This results in maximum flexibility.Thanks to powerful algorithms and an in-memory database,aixigos platform is incredibly f
29、ast.Even flexible analyses take place in less than 300ms(almost real-time).MCC,high-speed interconnects,queuing,and parallelisation ensure mass suitability.In practice,this means processing 3,000 requests/second,equivalent to calculating 1 million bank depots in 5.5 minutes.PRODUCT DESCRIPTIONaixigo
30、s product aixigo:BLOXX is a modular and flexible open API-based wealth management platform.By(currently)offering 31 standardized BLOXX modules flexibly combinable based on an industry-leading architecture,it enables financial service providers to create individual,value adding journeys for their cli
31、ents as well as their advisors.The high-performance aixigo:BLOXX of our Wealth Management Platform provide all technological capabilities for the application in investment advisory,portfolio monitoring and analysis,portfolio management and financial planning.Having already spent the past 25 years in
32、 the wealth management space,we can provide bespoke wealth management journeys with a rapid time to market.To respond to the evolving ESG regulations and the strong customer demand for ESG-compliant investments,aixigo expanded its aixigo:BLOXX Wealth Management Platform with a variety of capabilitie
33、s around ESG-compliant services.We have for instance modified our Client Profiling,Goals&Constraints,Portfolio Construction,Compliance,Analytics and Reporting:BLOXX to cover additional ESG requirements.This ensures,that the 17 Sustainable Development Goals of the United Nations and other sustainabil
34、ity factors can be directly incorporated into financial services.Individual portfolio management,sustainability,digitalization and efficiency thereby merge into a new kind of customer experience that offers the answer for a responsible approach to the topic of sustainability.Basically,the high-perfo
35、rmance aixigo:BLOXX Wealth Management Platform allows banks and financial institutions to offer innovative value-creating services and to gain a significant efficiency boost while ensuring adherence to all compliance and regulatory requirements.Our flexibly integrable and scalable solutions support
36、a banks modern IT strategy.TRACTION/GROWTH Leading global financial service providers already benefit from aixigos wealth management platform,such as radicant,Vontobel,BNP Paribas,Commerzbank,Consorsbank,DekaBank and Hargreaves Lansdown To create innovative,efficient and customer-friendly solutions
37、aixigo partners with the best industry players,such as Zhlke,Synpulse,Ti&m and GFTPRODUCT NAME:aixigo:BLOXX Wealth Management Platform 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesHow aixigo is empowering financial firms in the sustainable investment era As investors continue
38、to demand sustainable investing,aixigo is helping financial institutions provide these services to clients.Almost a quarter of a century ago,during the stock market boom of the late 90s,aixigo was born with a profound mission:to“make investors”.Its name a portmanteau of exigo,the Greek word for expl
39、ain,and Aix la Chapelle,the French name for the German town of Aachen where aixigo is headquartered perfectly describes what aixigos founding fathers,Dr.Rdiger von Nitzsch,Erich Borsch and Christian Friedrich,envisioned as the companys purpose:A business that draws on technology,research and behavio
40、ural finance to help novice investors improve their financial literacy around the capital markets.Delia Steiner Country Manager,Switzerland&Liechtenstein at aixigo comments on this,“Even though our business focus has shifted over the years towards offering a high-performing wealth management platfor
41、m for the financial industry,these principles are still part of our DNA.We are committed to constantly creating innovative,real added-value solutions that minimize complexity and simplify life for both advisor and client.We realize this by continuously refining our products together with our custome
42、rs,geared towards real client needs and emerging market trends.”Today,aixigo offers aixigo:BLOXX,a fully API-based wealth management platform that helps financial institutions create individual,innovative and profitable wealth management services.The aixigo:BLOXX Wealth Management Platform offers ba
43、nks and wealth managers a multitude of flexible and performant plug-and-play modules,the aixigo:BLOXX,for investment advisory,portfolio monitoring and analysis,portfolio management and financial planning.aixigo has a deep culture of innovation,and its products are powered by speed,flexibility and cu
44、tting-edge technology.This is now more important than ever,says Steiner.The financial market is a highly competitive space,and market demands are constantly changing.For example,over the past three years,firms have had to navigate a seismic shift in operations and customer expectations caused by the
45、 Covid-19 pandemic and then again in the current turbulent financial market.To avoid being left behind by the competition,financial institutions need to stay ahead of the curve.Steiner points out,“Things that today are considered an innovation are hygiene factors tomorrow.That means that speed in in
46、novation is key.”Financial services providers cannot afford to consistently implement new solutions,so a platform like aixigos that boasts modularity and integrability provides banks with a foundation they can easily expand upon in the future.Further,it also allows banks to take advantage of aixigos
47、 swift innovation cycle by rapidly integrating new off-the-shelf solutions.Helping financial institutions adopt sustainable investingSustainable investing has become an increasingly popular topic.Consumers are becoming more active in supporting businesses that share their ideals,governments are incr
48、easing regulation to make ESG a standard within business,and companies are looking to adapt operations to meet the new market demands.Among this drive,sustainable investing has become an important feature for financial institutions.In fact,a report from Capital Group claimed that around 89%of invest
49、ors considered ESG when making investment decisions.Similarly,85%of asset managers see ESG as a major priority,an Index Industry Association report indicates.“Of course,ESG is a regulatory topic,but impact investing is an extremely important behavioural trend,not only for the younger generations,”St
50、einer said.“People like to invest in matters of the heart;they like to see how they as individuals can contribute to causes that are important to them.This kind of investment behaviour was reserved for very wealthy individuals until a few years ago.”“Today,we have the tools to empower everyone to in
51、vest value-oriented and to see tangible outcomes from their investments,not only in terms of growing wealth.Hyper-personalisation is something we are already used to in other industries,and we also expect it from our wealth managers.If we are not willing to lose clients to providers who have been fa
52、ster to adapt,we need to offer this to clients.”ESGFINTECH100 Profiles 2023 FinTech Global and Investor Networks Ltd Sustainable investing has been on the radar of aixigo for several years,and it was only logical to support sustainable investing via expanding the aixigo:BLOXX Wealth Management Platf
53、orm.“As we continue to advance our wealth management platform,we always keep an eye on trends as well as future regulatory developments.”,Steiner said.“It was therefore evident that ESG requirements as well as foundations for impact investing would be incorporated into our software sooner rather tha
54、n later.Furthermore,the field of ESG holds great potential to reduce complexity by means of technology and to promote transparency and trust on the part of the client.”The aixigo:BLOXX Wealth Management Platform is based on powerful algorithms and an in-memory database,making it incredibly fast.For
55、example,if an advisor wanted to complete a flexible analysis,it would be completed in under 300ms essentially real-time speeds.On top of this,the API-first approach of the platform means the solution allows for quick,easy and seamless integration with existing and prospective infrastructures and ser
56、vices.This eliminates the need to use several isolated solutions.Finally,by boasting over 100 ready-to-use services,the API-based aixigo:BLOXX Wealth Management Platform easily allows integrating additional modules to extend the advisory capabilities.“In this way,our solutions lay the perfect founda
57、tion for banks and financial service providers to counter margin pressure,regulatory complexity and rising customer expectations.”Challenges facing sustainable investing Arguably one of the biggest challenges aixigo sees firms facing with ESG or impact investing is the fact that it requires processi
58、ng a vast amount of complex data.On top of this,Steiner noted that the impact of investments is often not detailed to clients effectively.Firms often times struggle to generate meaningful and personalized insights for clients,who are often left confused or unsure about the(desired)impact of their po
59、rtfolio.“When asking a client how many tonnes of CO2 his portfolio should be allowed to emit,he will not be able to answer this question.Instead,asking him whether he wants to reduce his emissions would be much easier.Figures by themselves do not trigger emotions their impact does.If you can show a
60、client,for example,the effect that reallocating certain investments to more environmentally friendly ones can have,he will be extremely grateful.That is why we support banks and wealth managers in incorporating ESG criteria into advisory processes,portfolio construction and analysis,and reporting in
61、 a client-and advisor-friendly way.”Steiner also underlined that many firms are unaware how critical authenticity is in the world of sustainable investing.Governments continue to counter firms trying to greenwash,and consumers are willing to avoid firms found guilty of doing so.If a firm is postulat
62、ing to offer ESG-compliant services but ignores sustainability aspects in its own business practices,it is likely to struggle in the future.Why pick aixigo for sustainable investing solutions?Given the increased market demand and regulatory framework,Steiner highlights that the necessary addition of
63、 sustainable investing preferences within portfolio construction allows for more individualised and client-specific services,but also makes it more complex.However,aixigos platform makes it easy to capture sustainable investing preferences and offers a highly robust way to include this data into wea
64、lth management.ESG data specifically comes in various formats absolute,binary or percentage.aixigo ensures that all these data types are incorporated into the portfolio calculations,without compromising speed or compliance.This not only assures compliance for the bank,but even allows it to offer hig
65、hly personalised services that give clients a clear picture of their investing footprint.One of aixigos happy partners is radicant,a Swiss digital bank with a strong focus on sustainability,which leverages the aixigo:BLOXX Wealth Management Platform for its portfolio management and investment adviso
66、ry services.radicant Chief Sustainable Investment Officer Dr Jan Amrit Poser highlights the value of this partnership,“With aixigo as our partner,we have a powerful digital wealth management engine that radicant can use to manage a massive amount of portfolios using leading technologies,while at the
67、 same time catering to the needs of the end customers.”As to what makes aixigo a perfect partner for financial institutions looking to offer sustainable investing,Steiner highlighted its market reputation.She said,“We have already proven many times that we are a technological leader and a future-pro
68、of partner for financial institutions that want to stay ahead of the innovation curve.And our sustainable investing solution provides another proof for this.It is built upon our API-based aixigo:BLOXX Wealth Management Platform which provides all technological capabilities for creating individual,in
69、novative and profitable wealth management services in the areas of investment advisory,portfolio monitoring and analysis,portfolio management and financial planning.Based on a well-thought-out concept,our solution enables an optimal service experience for the client and user experience for the advis
70、or.Besides,it perfectly matches current market needs as clients are increasingly demanding sustainable investment offerings.”With aixigo as our partner,we have a powerful digital wealth management engine that radicant can use to manage a massive amount of portfolios using leading technologies,while
71、at the same time catering to the needs of the end customers.The aixigo:BLOXX Wealth Management Platformbrings ESG to the wealth management sectorFigures by themselves do not trigger emotions impact does.That is why we support banks and wealth managers in incorporatingESG criteria into advisory proce
72、sses,portfolio construction and analysis,and reporting in a client-and adviser-friendly way.Learn more about our solutions by visiting or contact .2023 FinTech Global and Investor Networks Ltd This document is being provided for information purposes only.It is not designed to be taken as advice or a
73、 recommendation for any specific investment or strategy decisions.REGION:GLOBAL|SECTOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy d
74、ecisions.2023 FinTech Global and Investor Networks LtdFounded 2021Paris,France Employees:501-1,000Regions of operation:Europe,United Kingdom,China,IndiaKEY EMPLOYEES:Guillaume LESAGE Amundi AM-COO Benjamin LUCAS Amundi Technology-CEO Denny DEWNARAIN Amundi Technology-Head of product strategy,marketi
75、ng and innovationSubsectors:ESG/Climate Risk,ESG Intelligence&Data Analysis,Banking Products/DataOFFERINGPROBLEM BEING SOLVEDTECHNOLOGYFive unique offerings:1.Tools and services to manage and analyse portfolio with ESG analytics2.Amundis data governance with 55 experts dedicated to ESG data analysis
76、,integration and solutions.3.Data diversity management,with connection to 20 ESG data providers4.Benefit from innovation and Amundi Technologys Innovation Lab who look into NLP and NLU 5.SFDR compliant and ability to produce reporting ESG and responsible finance represent major organizational challe
77、nges that require rethinking investment strategies,portfolio analysis and decision-making tools.Amundi Technology through ALTO*Sustainability is powering sustainable and ESG investing,enabling institutional investors,asset and wealth managers to easily access and integrate ESG data into the ALTO*por
78、tfolio management platform to align investment decisions with their ESG and climate goals.ALTO Sustainabilitys ESG data and policies integrate into asset managers Portfolio Management Systems(PMS)seamlessly which enables data to flow throughout the entire value chain,ultimately allowing portfolio ma
79、nagers to assess the ESG criteria quality of their investments.ALTO Sustainability utilises AI,Machine Learning NLP to be scalable which handles the continuously growing volume of data,flexible enough to deal with its volatility,industrialized enough to keep the process efficient and to minimize the
80、 operational risk.PRODUCT DESCRIPTIONESG and responsible finance represent major organizational challenges that require rethinking investment strategies,portfolio analysis and decision-making tools.Amundi Technology through ALTO*Sustainability is powering sustainable and ESG investing,enabling insti
81、tutional investors,asset and wealth managers to easily access and integrate ESG data into the ALTO*portfolio management platform to align investment decisions with their ESG and climate goals.ALTO*Sustainability is a cloud and open-source solution centralizing all sustainable issuer data into the co
82、re investment data set and across the integrated front-to-back workflow for portfolio managers,analysts,and operations.Amundi Technology clients benefit from data services for ESG,climate,biodiversity,and regulatory analytics covering data sourcing,controls,and governance.In addition to this,ALTO*Su
83、stainability provides users with innovative tools and interfaces needed for ESG data visualization,portfolio analysis,design,climate stress test,investment compliance control,and reporting production.ALTO*Sustainability centralizes all ESG data into the core investment data set and across the integr
84、ated front-to-back workflow:1.Give users the data and tools needed to consolidate ESG and sustainability analytics and create custom scoring methodology;2.Disseminate data into the entire ALTO*platform for ESG data visualization,portfolio analysis,investment compliance control,and reporting producti
85、on.“ALTO*Sustainability allows our clients to harness ESG metrics from 20 data providers thus helping them achieve their sustainable investment goals.The solution benefits from deep and longstanding ESG knowledge,expertise,and technology capabilities allowing clients to focus on their core business.
86、”Guillaume LESAGE,Chief Operating Officer of Amundi.ESG investing challenges:Nowadays,ESG represents a growing demand and a major organizational challenge that requires rethinking investment strategies,portfolio analysis and decision-making tools.Technology,as ALTO*Sustainability,now offers relevant
87、 and adapted solutions for developing,building,and deploying ESG policies to empower sustainable and social investing.PRODUCT NAME:ALTO*SustainabilityThis document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment
88、 or strategy decisions.2023 FinTech Global and Investor Networks Ltd COMPANY RESEARCH PROFILEREGION:GLOBAL|SECTOR:ESGALTO*Sustainability functionality:Data OfferingAmundi ESG data services enable clients to delegate data management to a trusted expert,benefiting from:Amundi know-how with a deep and
89、longstanding ESG and data management knowledge.A single point of access for all sustainable data from providers covering ESG,climate and regulatory analytics.A suite of value added services from selection,sourcing,processing,through to matching and integration based on an efficient data governance a
90、nd processes via a choice of operating modes:Standard:Select ESG ratings and raw data from Amundis selected providers and datasets Advanced:Select additional data providers and custom ESG composite scoring Bring your own data:Technology solution only interfaced with the clients own ESG dataset,via A
91、PIALTO*Platform-ALTO*Sustainability centralizes all sustainable data into the core investment data set and across the integrated front-to-back workflow:Give portfolio managers,analysts and operations experts the data and tools needed to consolidate ESG and sustainability analytics at issuers,holding
92、 and portfolio level.Define,implement,and control responsible investment policies with pre-trade checks.Create custom ESG scoring methodology.Benefit from scalable,flexible,and industrial tools to support portfolio management,compliance risk,client reporting and data management.Disseminate data into
93、 the entire ALTO*platform:TRACTION/GROWTH More than 50 clients on the ALTO*platforms+55experts dedicated to ESG data,analysis and solution+25 ITexperts for ALTO*Sustainability+20 ESG data providers for ESG,climate,regulatory and SFDR datasets,etc.ESGFINTECH100 Profiles 2023 FinTech Global and Invest
94、or Networks Ltd How Amundi Technology is changing the investment world Born from the esteemed Amundi group,Amundi Technology has ventured into the rapidly evolving ESG landscape,seeking to revolutionise the way in which asset managers invest.Romain Sauvage,Business Development&Solution,ALTO Sustaina
95、bility at Amundi Technology-elaborated on the companys journey.He revealed,“We were formed alongside Amundi,and initially only focused on IT technology,before our model changed completely to what it is today.This was in response to the market trends and client requirements,we had to keep up with the
96、se demands.”As the Parisian firm developed its expertise,services,and technological capabilities,spread over 19 countries and 900 experts,it focused on portfolio management in a bid to face off against the challenges that present asset managers.However,as the significance of ESG considerations burge
97、oned,the company turned its attention to that growing concern,leading them to form their innovative ALTO platform.Initially,it was utilised by their in-house asset managers to enhance their portfolio management,however,after half a decade of tweaks and enhancements,Amundi Technology released it to t
98、he broader market.This was only the beginning for the French FinTechs surge into the ESG space.Recently it has integrated ESG data and policies into its asset managers Portfolio Management Systems(PMS).This solution enables data to flow throughout the entire value chain,ultimately allowing portfolio
99、 managers to assess the ESG criteria quality of their investments.Why it was the right time to enter the ESG sectorIn a rapidly changing world where sustainability issues are paramount,investors,portfolio managers and wealth managers are more inclined than ever to enter the ESG space to combat the e
100、ver-growing need,and societal pressure,to be more sustainable,and keep up with the greater social and environmental conscience that the world has.Regulatory considerations are also guiding investors towards sustainable choices.Every country has a different set of regulatory guidelines that corporati
101、ons must adhere to.Rules such as the CSRD or SFDR have come into focus,demanding greater due diligence and attention from all investors.This newfound change in directive,has trickled down to companies throughout the wider FinTech space,with investors now putting the pressure on.Amundi Technologys Sa
102、uvage pointed out,“ESG has been a major concern in the market for the past decade.But in the last three years,more complex ESG strategies have been developed based on client demands.All of whom want to improve sustainability and have a greater emphasis on sustainable investment.“Clients are now look
103、ing to invest in ESG-related projects in a bid to be more sustainable.As asset management is driven by a risk approach,portfolio managers know that if they only invest into unsustainable projects and businesses,they will no longer have a company to invest with in the future.The greater good of the p
104、lanet is now taking centre-stage in their mind.This business acumen from investors has certainly seen the landscape shift.According to a 2022 survey from PwC Global investors believe that the business terrain is shifting.While inflation and the macroeconomic environment are todays towering risk fact
105、ors,investors see them abating over the next five years,and being replaced by the threat of climate risk.The same report also claims that investors worry most about the effectiveness of their products most of all.With a clear emphasis falling onto how well they perform in their respective domains.Th
106、is becomes relevant to ESG when the caveat is added that according to the PwC report,these same investors claimed that they felt least effective when dealing with environmental issues.Ultimately meaning that they will need to change that.2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 Pr
107、ofilesCertainly,this underscores the fact that Amundi Technologys foray into the realm of ESG investing is well-timed.The financial world is realising that the transformation to a sustainable,low-carbon,and inclusive model is not only imperative,but also an opportunity to drive positive impact.Gover
108、nments,businesses,and the financial sector must work in tandem,with the financial industry playing a pivotal role in channelling capital toward sustainability-focused solutions.Amundi Technologys unique offeringSauvage stressed one of the major selling points of Amundi Technologys product,claiming t
109、hat it comes from its own in-house fledgling years.He stated,“As a company,we are dedicated to the technology business,meaning that our goal is to develop innovative,cutting-edge technology that can be utilised in the sustainability industry so that we can work on ESG-related issues.We developed our
110、 innovative ALTO platform which is a solution designed to assist asset and wealth managers with ESG analysis,as well as sustainable investing.”“Initially,it was a platform built for our in-house asset managers to manage portfolios and they use it on a day-to-day basis.However,over the past few years
111、,we developed it to a level where we felt we could offer it to the market.“We believe this is the key USP of our product.ESG has become a major issue that has cultivated interest across the sector over the last three years.But ultimately,at Amundi Technology,we started to build our solutions ten yea
112、rs ago.So now we are ready to offer this technology with ALTO Sustainability to external clients,we have the knowledge of what they need,and the experience to know why our product offers the solutions it does.”Sauvage added that clients today dont solely focus on ESG;they want a comprehensive approa
113、ch.Beyond ESG,they expect to manage portfolio investments with climate,biodiversity metrics,conduct client assessments,and generate reports.However,responsible investing is no mean feat.Asset managers face multiple challenges in developing their ESG capabilities.This necessitates a blend of human ex
114、pertise and scalable,industrialised technologies.At Amundi Technology,their coverage extends extensively with this in mind and boasts a strong emphasis on ESG.The flexible and efficient solution encompasses a vast array of ESG solutions designed to bolster client satisfaction.It provides Amundi Tech
115、nologys clients with continuous enhancements in terms of new data coverage,evolution of market requirements and advisory expertise,as an end-to-end business partnership.This package powers sustainable and responsible investing at a time where that is more paramount than ever,according to Sauvage,whi
116、ch will in turn,allow institutional investors,asset and wealth managers to access efficient ESG data and tools to align investment decisions with their ESG and climate goals.In fact,ALTO Sustainability already centralises data from over 20 providers for portfolio managers,analysts and operations by
117、disseminating sustainable data into the entire ALTO platform.This rich vein of information makes the service a hub of vital information for any figures looking to enter the ESG space.In response to the demands of both managers and investors,ALTO Sustainability boasts a versatile array of functionali
118、ties tailored to address a wide spectrum of considerations encompassing ESG,climate,biodiversity,and regulatory concerns.The solutions versatility is highlighted through its multi-modal approach,providing users with two distinctive data management service modes:1.Standard Mode:In this configuration,
119、ALTO Sustainability acts as a conduit for raw data sourced from data providers serviced by Amundi(integration and quality checks).This raw data allows users to engage with ESG insights at their most elemental level.2.Advanced Mode:Contrasting with the Standard Mode,the Advanced Mode elevates the exp
120、erience for users.It not only opens doors to the integration of new datasets but also facilitates collaboration with new data providers.It even empowers users to implement sophisticated ESG composite score methodologies.This feature offers consumers greater customisation for a deeper level of analys
121、is and insights.The futureFor Amundi Technology,the time to innovate isnt over.Sauvage claimed that the introduction of AI to their product could be in the pipeline in the forthcoming years.The buzzword will certainly garner investor interest but could ultimately continue the brands growth as an ESG
122、 pioneer through the continued development of its ALTO Sustainability solution.In the coming years,Amundi Technology remains dedicated to innovation,with their urgency to develop in the space not diminished in the slightest.Sustainable technology has become a key tenet of their being,and so it will
123、remain as they reaffirm their role as ESG pioneers.For Amundi Technology,the time to innovate isnt over.Sauvage claimed that the introduction of AI to their product could be in the pipeline in the forthcoming years.14ESGFINTECH100 Profiles 2023 FinTech Global and Investor Networks Ltd Asset Impact(A
124、I)is a leading ESG data provider offering a comprehensive bottom-up,asset-based approach to develop robust climate indicators and analytics.Asset Impacts advanced data-driven solutions are designed to empower financial institutions and companies to 1.Develop analytics and tools necessary for assessi
125、ng and managing their climate impact to meet climate targets 2.Calculate their clients current and future carbon footprint 3.Measure portfolio alignment with net-zero scenarios 4.Design innovative climate-aligned financial products.Asset Impacts client base comprises banks,asset owners,asset manager
126、s,consultancies,data providers,governmental organizations,and non-profits.As of August 2023,Asset Impacts extensive database encompasses 245,000 physical assets linked to over 63,000+public and private companies,representing 75%of global greenhouse gas emissions.Established in 2018 as a spin-off fro
127、m the 2 Investing Initiative,Asset Impact was acquired by GRESB BV in September 2022.Founded 2018Employees:11-50Segments of Financial Services:ESG/Climate Risk and ESG Intelligence&Data AnalysisRegions of operations:Asset Impact operates globally,with a presence in Europe,North America,Asia,and Ocea
128、nia.Atlas Metrics provides a comprehensive ESG accounting platform designed to cater to the needs of both companies and investors.With Atlas,organisations can effortlessly report across multiple standards,meeting diverse ESG requirements with a single entry.It simplifies ESG compliance by consistent
129、ly generating fully compliant outputs aligned with the worlds leading impact standards,keeping up with evolving guidelines and regulations.Additionally,Atlas enables safe data sharing with various stakeholders,allowing data inputted once to be efficiently shared with portfolio companies,investors,or
130、 suppliers.You can also showcase your ESG performance and achievements through a customisable,secure Microsite,giving you the flexibility to tailor,manage,and present your data publicly or selectively with password protection.By using Atlas,you can streamline your ESG and sustainability processes,el
131、iminating the need for scattered tools throughout your entire value chain,ensuring a hassle-free approach to managing your ESG initiatives.Founded 2021Employees:11-50Segments of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Investing Products/Data,
132、Banking Products/Data,Regulatory Change ManagementRegions of operations:EUAtominvest is an end-to-end SaaS provider for private market asset managers.Atominvests platform includes ESG&impact,portfolio management,deal CRM,investor relations,and onboarding&e-sub doc solutions.Atominvest has offices in
133、 London and New York and serves over 150 clients globally.Founded 2017Employees:11-50Segments of Financial Services:Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Investing Products/Data,Regulatory Change ManagementRegions of operations:United Kingdom,United States,EuropeThis document
134、 is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.2023 FinTech Global and Investor Networks Ltd REGION:GLOBAL|SECTOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being p
135、rovided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.2023 FinTech Global and Investor Networks LtdFounded 2018London,United Kingdom Employees:11-50Regions of operation:United Kingdom,United States,IndiaKE
136、Y EMPLOYEES:Chandini JainCEO/Co-Founder Shub JainCTO/Co-FounderSubsectors:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data AnalysisOFFERINGPROBLEM BEING SOLVEDTECHNOLOGYUsers can search and monitor ESG,reputational,and business risks for 500k+public and private companies,surface
137、d from 2m data sources like company filings,regulatory databases,lawsuits,sanction lists,and global+local language media.Auquan leverages AI to identify all self-reported,direct,supply chain and industry risks affecting companies,credits,and projectsUnderstanding the ESG performance of companies is
138、challenging,and risks and opportunities can be easily overlooked.Public company disclosures are complex,often misleading and tough to verify and private companies dont have to disclose much ESG-related information at all.ESG scores are too opaque to be trusted and too generalised to be useful.Auquan
139、s Intelligence Engine leverages RAG AI(Retrieval Augmented Generation)and other NLP techniques to surface financially-material ESG risks and insights from millions of documents collected daily.RAG addresses common pitfalls of generative AI in enterprise because it can pull real-time,accurate informa
140、tion from vast databases and craft natural,coherent summaries.PRODUCT DESCRIPTIONAuquans ESG Intelligence Engine helps financial institutions identify ESG/sustainability related opportunities and risks for any company,public or private,from all of the worlds unstructured data.Customers use Auquan to
141、 maintain visibility into ESG risks and sustainability themes because Auquan provides a clean,curated feed of information on any company that is connected both directly as well as via industry or supply chain.Auquan leveraged AI and automation to cover more companies than any other existing vendor,i
142、n more depth than is possible manually.Auquans analyst team reviews and curates the final insights to verify materiality and accuracy.Auquans data coverage includes:500k entities-private and public companies,municipal and infrastructure projects,people,and products 2m data sources company filings,re
143、gulatory docs,global media,government databases,legal proceedings,sanction lists,patents,NGO reports,and more 65 languages(24 natively;41 translated),and 130 countries Controversies mapped to SFDR(PAI),SDGs,SASB,UNGC,and modern slavery acts(UK,Australia,German Supply Chain Act)The most common use ca
144、ses include:Pre-screening new investment opportunities for private equity and credit Conducting comprehensive investment research for public equities Assessing credit and counterparty risk for investment banks Assessing likelihood of non-compliance or reputational damage for onboarding/KYC Continuou
145、sly monitoring risks of investment portfolios for asset managers,asset owners and private markets Assessing asset risk for underwriting for insurance companiesTRACTION/GROWTH Auquan customers include some of the largest financial institutions like UBS,Federated Hermes and a number of other asset man
146、agers,investment banks and private equity firms.Auquan have raised a total of$5m with their latest seed round announced in October,2023ESGFINTECH100 Profiles 2023 FinTech Global and Investor Networks Ltd How Auquan is leveraging RAG AI to bring usable generative AI to ESG data Data holds a lot of po
147、wer within the finance industry and yet most firms are scrambling around trying to collate relevant information from various siloed data sources.The outcome is often an inefficient ecosystem that impacts the capabilities of teams.This is a scenario that Chandini Jain the CEO and co-founder of Intell
148、igence Engine developer Auquan is all too familiar with.Prior to founding Auquan in 2018,Jain held various roles as a derivatives trader and interest rate structurer where she needed to analyse real-time and historical data for multiple companies.Teams would be subscribed to countless data providers
149、 so they could access as much information as possible.She said,“The sheer volume of data that needs to be processed daily to make the most informed investment decisions is enough to overwhelm even the best research teams,who wind up investing a substantial amount of time searching for and reading ir
150、relevant noisy data to produce the insights they need.Its not only cumbersome,it is also just too easy to overlook important information thats hidden within all of the noise.”Frustrated by the poor workflows,Jain started reading into AI and natural language processing to see how they could automate
151、the collection of relevant insights in large volumes of unstructured data.This was still the early days of text processing and was before the advent of advanced language models.From her research,it became evident that the financial services sector was ripe for AI-driven transformation,with ESG being
152、 a prime use case,because material ESG risks are often hidden among noisy data and can seem irrelevant.“I had a vision of equity,credit,and ESG research professionals spending more time on high-level analysis and making quicker,more informed decisions ahead of the market,”she added.“Inspired by this
153、 vision,I started Auquan to make it into reality.”Solving the problemSuccess within the finance industry is dependent on the ability to process vast volumes of unstructured,noisy textual content that holds crucial information about risks,often going under the radar,she stated.This is true for asset
154、managers,investment banks,private equity firms,private debt firms and insurance providers.On top of leveraging this data for decision making,they need to assess it for various ESG-related functions,such as pre-screening private companies,conducting ESG risk research and monitoring,continuous controv
155、ersy monitoring,performing Know Your Customer(KYC)background checks,and assessing underwriting risk.Typically,this process has required them to hire a“small army of highly qualified and well-paid professionals”to do tedious data collection and entry.This workflow is not only draining on resources,bu
156、t it also allows for critical insights to get lost in the noise,forcing decisions to take longer or for greenwashing to occur.Auquan was built to solve this problem.Its Intelligence Engine is an AI-powered software-as-a-service that enables firms to make the most of NLP,LLMs,and generative AI.The te
157、chnology can understand huge quantities of data and provide teams with detailed insights of portfolio companies,allowing them to maintain continuous visibility into complex risks.While there are other ESG data and analytics solutions available in the market,Jain believes they are too reliant on huma
158、n analysts to process data.In fact,she noted that many claim to leverage AI but are still essentially just analyst firms with product-oriented offerings.Due to this,they are limited in how many companies they can cover and the depth of data for each.Additionally,they have limited capacity with langu
159、ages,leading to local language information being missed.Auquan differs from these because its Intelligence Engine is AI-native at its core.It leverages retrieval augmented generation(RAG AI),advanced retrieval models and entity resolution to collect and process information from two million sources e
160、ach day.On top of this,the platform processes around six million datapoints each day,utilising sources like company filings,global media,trade media,regulatory databases,patent data,permit data,shipping data,NGOs.According to Jain this“would be impossible for an analyst-led vendor to do.”2023 FinTec
161、h Global and Investor Networks Ltd ESGFINTECH100 ProfilesIt is important to note that Auquan still boasts a stellar analyst team for the final QA on the engines output,they just dont have to do the grunt work.“Our use of AI and real-time processing means Auquan not only covers far more companies tha
162、n our competitors,we can also instantly process and surface information for any new company that wasnt previously in our coverage,which means customers are unconstrained by coverage and are guaranteed to receive information on any company they look for.”Data challenge within ESGOn top of trying to e
163、fficiently collect the necessary data,firms are also struggling to move away from easy ESG scores.This is used to measure a companys ESG performance,however,there is no standardised method for these assessments.Each rating company uses their own metrics to assess a score and are not always an accura
164、te picture of a companys ESG performance.Jain noted that ESG scores only give the illusion of simplifying ESG decision making as they are“severely flawed.”She added,“One-size-fits all ESG scoring methodologies can be misleading if the underlying methodology isnt available or reviewed before using th
165、e score.And ESG scores are susceptible to manipulation and open the doors for companies to engage in greenwashing and deceive stakeholders about their sustainability efforts.”The lack of standardisation is causing firms to move away from ESG scores,with the S&P recently announcing it would no longer
166、 use them for credit assessments.Another challenge firms are facing related to ESG data is the increased regulatory landscape.For example,the new SFDR regulation requires GPs to report PAIs,while the new CSRD and ESRS regulations bring major changes to ESG reporting standards.Effective data manageme
167、nt is key for compliance with these regulations and handling the tasks manually is too time-consuming.Jain noted that humans are too slow and error prone to manually manage the volume of data required for ESG,whether for investment decisions or compliance needs.Instead,natural language processing an
168、d generative AI can monitor numerous unstructured datasets but also extract useful information from them.This gives the staff more time to focus on high-level analysis and making strategic decisions,something the technology cannot do.Jain added,“The real value of a solution like Auquans Intelligence
169、 Engine is that it liberates finance professionals from undifferentiated manual data work so they can do what they do best.”RAG AI versus Gen AIIt has been impossible to avoid the hype of generative AI tools like ChatGPT over the past year.While the technology has dominated discussions about innovat
170、ion,Jain noted that there arent any successful deployments of these tools yet.“Thats because they have serious limitations that make them unsuitable for knowledge-intensive enterprise use cases,including a lack of access to up-to-date and domain-specific data,an inability to cite sources,and the oft
171、en-discussed hallucination issue,where these tools have a tendency to outright fabricate responses.”Auquan knows the challenges faced by implementing generative AI because they faced them when trying to work with the technology.However,things changed when they found RAG AI.This is a framework invent
172、ed by Meta and combines retrieval-based models that can access real-time and industry-specific datasets with generative models that can power natural language responses.Jain said,“Once we implemented RAG AI in our Intelligence Engine solution,we were able to surface relevant and meaningful insights
173、for our customers that they,or other solutions,couldnt produce themselves.And the information processed is consistently up-to-date,credible,accurate and trustworthy.RAG AI has been transformative for Auquan and for our customers.”This means unlike standard generative AI tools,Auquans technology can
174、provide clients with up-to-date information that is credible,accurate and trustworthy.It also supplies them with the sources needed to back up their analysis.This is a gamechanger for firms as it means they can make sound investment decisions without the risk of missing a critical development that w
175、ould radically change the risk profile.“Its not every day we see a shift as significant as AI,and by leveraging RAG AI,Auquan is uniquely positioned to make generative AI a reality for financial services and help firms unlock the value of the worlds unstructured data,particularly for risk and ESG in
176、telligence use cases.”Upcoming growth To help make this vision a reality,the FinTech company recently secured$3.5m in a seed round.The investment was led by early-stage investor Neotribe Ventures and saw additional contributions from Episode 1 and Stage 2 Capital.This funding adds to the$1m it previ
177、ously raised in its pre-seed funding round.Auquan is already putting the seed funding to work.The company is doubling down on its development on the RAG AI-powered Intelligence Engine SaaS product and is actively expanding its presence in the US market.During the seed round announcement,Jain said,“A
178、uquan stands out because we are laser focused on financial services,we understand our customers challenges and what good looks like for them,and we have fine-tuned our product with feedback from our users on how best to integrate in their workflows and consistently deliver value.”Once we implemented
179、 RAG AI in our Intelligence Engine solution,we were able to surface relevant and meaningful insights for our customers that they,or other solutions,couldnt produce themselves.18 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesBitvore provides unprecedented business insights from
180、unstructured data.Our products are deployed in over seventy of the worlds largest financial institutions,allowing them to make faster and more effective decisions.Our ground-breaking AI-powered platform delivers leading indicators of business performance for companies,industries,markets and municipa
181、l obligors.We ingest massive amounts of unstructured data(including news,press releases,SEC filings/proxy statements,earnings call transcripts and more)and uses advanced NLP and machine learning to provide material events,trended ESG,sentiment,growth and risk scoring,as well as comparative/predictiv
182、e analytics to drive better business outcomes.Consumable through file downloads,a comprehensive API and research user interfaces,Bitvore provides customers with the“crystal ball”needed to identify emerging risk and opportunity.Bitvore data is also available on a number of the leading data marketplac
183、es such as the Microsoft Azure,Snowflake and FactSet marketplaces.Founded 2010Employees:11-50Segments of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Supply Chain Screening,Investing Products/Data,Banking Products/DataRegions of operations:Globall
184、y,though predominately in the United States and EuropeBridgewise is a financial research technology company that harnesses the power of generative AI and a proprietary language model to unlock true worldwide equity coverage,providing fundamental analysis on global stocks in all languages.Its solutio
185、ns aim to bridge the access gap to financial information and enable better-informed decision-making,offering continuously updated data,comprehensive insights,and tailored trading recommendations.Bridgewise is currently enhancing the analytical capabilities of over 1,000,000 investing professionals i
186、n financial institutions,trading platforms,and individual investors worldwide.Founded 2019Employees:11-50Segments of Financial Services:Investing Products/Data,Financial ResearchRegions of operations:Brazil,USA,UK,Israel,AustraliaCirculor are the market leaders in traceability for complex industrial
187、 supply chains.The company help customers to demonstrate responsible sourcing,monitor inherited emissions from the supply chain and underpin their circular economy ambitions.Circulors PROVE traceability solutions connect all supply chain actors from upstream to downstream to ensure complete,real-tim
188、e visibility for better supply chain performance,carbon footprint tracking,and compliance with growing global regulations.Circulor is a Certified B Corporation headquartered in the UK,with facilities in Germany,Ireland and Singapore,as well as employees worldwide.Circulors focus is traceability of m
189、etals and minerals used in batteries,renewable energy and construction and has a proven track record providing end-to-end and highly granular traceability as well as digital product passports to prove responsible and sustainable value chains and underpin circularity.Founded 2017Employees:51-100Segme
190、nts of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Supply Chain ScreeningRegions of operations:Worldwide The wealth management of the future is both personal and digital.In other words:hybrid.Automated and standardized for the bank,yet perceived
191、as individualized by the client.Supporting client engagement at all touchpoints,effectively conveying the value-add to the client.Welcome to Finfox.Investment advice redefined.Finfox.The award-winning software solution for hybrid investment advice.Find out more20ESGFINTECH100 Profiles 2023 FinTech G
192、lobal and Investor Networks Ltd Climate Alpha is the first AI driven platform to help financial institutions understand how climate change will impact their investments and create data-driven adaptation strategies.It deploys advanced machine learning to create scenarios that provide the most compreh
193、ensive assessment of a real estate assets location.Its goal is to project how a portfolio may be affected by climate change,outlining its vulnerabilities and identifying opportunistic areas that should receive capital,and making it easy to understand how that data can change over time from now until
194、 2040.Climate Alpha creates data driven investment strategies that enhance risk management and allow for portfolio optimisation.Climate Alphas global team includes leaders in climate,data science,real estate and financial services.Founded 2022Employees:11-50Segments of Financial Services:ESG/Climate
195、 Risk,ESG Intelligence&Data Analysis,Investing Products/DataRegions of operations:United States,Canada,SingaporeClimate X is a London-based company that was established with one goal in mind:to deliver data and analytics that will help build resiliency to the impacts of climate change on societies a
196、ll around the world.They provide best-in-class physical climate risk insights for firms in the Financial Services industry(banks,insurers,investment managers&lenders such as credit mutuals or mortgage providers)and Real Estate(commercial&residential).In more detail,they enable firms to pinpoint and,
197、project and quantify risks&losses from weather events to make property-level business plans and guide their portfolio strategies decades in advance.The data is provided via their award-winning Software-as-a-Service platform,Spectra,which can also be accessed via its API.Founded 2019Employees:11-50Se
198、gments of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Supply Chain Screening,Banking Products/DataRegions of operations:United Kingdom,Europe,North America&Canada,APACClimateAligned is a London-based FinTech startup developing the first AI platfo
199、rm designed to integrate end-to-end sustainability,ESG,climate factors and data applicable to debt investment decisions in a single application.The product initially focuses on investors and financial institutions engaged in the worlds largest capital market-the$160 trillion bond market-where much o
200、f the money needed to reach net zero will flow through,with plans to expand to all markets.The technology used allows investment professionals to access all relevant and typically very hard-to-extract information from multiple scattered sources in one place and analyse it against any opinion,framewo
201、rk,standard or set of rules using Machine Learning(ML)technology.This removes a key time,cost,and competency barrier,enabling institutional investors to find new opportunities that accelerate finance aligned with climate and emissions targets and avoid greenwashing risks.Founded 2022Employees:1-10Se
202、gments of Financial Services:ESG Intelligence&Data AnalysisRegions of operations:Europe,North America,Africa,Middle East21 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesCloverly is the infrastructure for the voluntary carbon markets.Its solutions help buyers and sellers of carb
203、on credits to connect,transact,and scale their impact.It currently works with 200+leading enterprises like American Express,Salesforce,and Visa to support them in their climate journey.Founded 2018Employees:11-50Segments of Financial Services:Offsetting Analytics&MarketplacesRegions of operations:Am
204、ericas,EMEA,APACDasseti is a privately owned company that was established in 2018 by Wissem Souissi,who spotted a gap in the market for a digital due diligence platform that could support institutional investors through the whole due diligence process.The company received an initial round of funding
205、 in 2020,then secured Series-A funding from Nasdaq Ventures in 2023 before rebranding from Diligend to Dasseti(meaning“To make visible”in Pali).The team has increased to 50 employees spread globally,and has three offices,located in Dubai,London and New York.Half the team are software engineers,devel
206、opers,product specialists and testers,which demonstrates our commitment to a world-class software solution,that is continually evolving to meet client demands.The other team members are spread across our sales,marketing,client services and office services teams.Founded 2018Employees:11-50Segments of
207、 Financial Services:Corporate Assessment&Reporting,ESG Intelligence&Data AnalysisRegions of operations:Americas,Europe,Middle East,Africa,APACDeepkis end-to-end solutions allow visionary real estate owners and investors to take control of their ESG performance.The market-leading data intelligence pl
208、atform,coupled with an expert team of environmental consultants,enables organizations to stay ahead of the curve by measuring and managing the sustainability of their assets in line with regulations,tackling both physical and financial climate risk,developing impactful ESG strategies and implementin
209、g carbon pathways to reach net zero.By directing the flow of capital to support the environmental transition,companies are equipped to protect the value of their assets and create virtuous real estate.Founded 2014Employees:251-500Segments of Financial Services:ESG/Climate Risk,ESG Intelligence&Data
210、AnalysisRegions of operations:Global23ESGFINTECH100 Profiles 2023 FinTech Global and Investor Networks Ltd Doconomy,founded in Sweden in 2018,is a world-leading provider of applied impact solutions.Its core mission is to ensure the future sustainability of life on Earth by empowering individuals and
211、 corporations to assume responsibility for their environmental footprint,thereby fostering a sustainable lifestyle for all.Doconomy serves over 75 clients in 25 different markets and has established key partnerships with renowned organizations such as the United Nations Framework Convention on Clima
212、te Change(UNFCCC),Mastercard,S&P Trucost and World Wildlife Fund(WWF).Founded 2018Employees:51-100Segments of Financial Services:ESG/Climate Risk,ESG Intelligence&Data Analysis,Banking Products/DataRegions of operations:Europe,North America,AsiaEcofye is a climate tech company improving accuracy and
213、 reliability in emissions reporting.Ecofyes innovative platform powered by IoT sensors and APIs captures and processes a comprehensive range of emissions data automatically across Scope 1,2&3.Meeting environmental regulations can be challenging for businesses with large and complex supply chains.Ove
214、r 90%of the environmental impact in the consumer sector is embedded in supply chains,yet only 25%of CDP-reporting companies engage with their suppliers.Ecofye carefully guides customers through the process of automated data gathering and processing,and takes away the burden associated with calculati
215、ng emissions.Ecofye enables customers to obtain a high degree of data granularity which increases visibility and transparency which in turn enable businesses to track relevant metrics day by day and enhance their decarbonisation efforts and implement impactful change.All of this allows to increase t
216、he accuracy and reduce the error margins to 2%compared to the industry average of 30-40%.Founded 2019Employees:1-10Segments of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data AnalysisRegions of operations:United Kingdom,Italy,Portugal,United StatesThe first E
217、SG software suite that includes all products needed to integrate sustainability in any company or know the performance of others.Its algorithms are guiding everyone with an easy language,instant timing and a competitive cost.Founded 2019Employees:1-10Segments of Financial Services:ESG/Climate Risk,C
218、orporate Assessment&Reporting,ESG Intelligence&Data Analysis,Supply Chain Screening,Investing Products/Data,Regulatory Change ManagementRegions of operations:Italy,Portugal24 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesEcoVadis is a purpose-driven company whose mission is to
219、provide the worlds most trusted business sustainability ratings.Businesses of all sizes rely on EcoVadis expert intelligence and evidence-based ratings to monitor and improve the sustainability performance of their business and trading partners.Its actionable scorecards,benchmarks,carbon action tool
220、s,and insights guide an improvement journey for environmental,social and ethical practices across 200 industry categories and 175 countries.Industry leaders such as Johnson&Johnson,LOral,Unilever,LVMH,Bridgestone,BASF and JPMorgan are among the 100,000 businesses that collaborate with EcoVadis to dr
221、ive resilience,sustainable growth and positive impact worldwide.Founded 2007Employees:1,001-5,000Segments of Financial Services:ESG/Climate Risk,ESG Intelligence&Data Analysis,Supply Chain Screening,Banking Products/DataRegions of operations:Globally(170+countries)Our company is a multi-award-winnin
222、g embedded sustainability platform that transforms retail transactions into a force for positive environmental impact.Were committed to creating value for both customers and brands,all while contributing to a more sustainable world.Through our platform,every transaction becomes an opportunity to dri
223、ve meaningful change,aligning customer engagement with broader ecological goals.Founded 2019Employees:1-10Segments of Financial Services:Banking Products/DataRegions of operations:Key countries of operations include the United Kingdom,United States,Canada,Australia,New Zealand,South Africa,and Sever
224、al countries across Europe.The ekko can empower any financial transaction across the globe.Eoliann is a climate tech startup that leverages satellite data and artificial intelligence to forecast the probability,intensity,and impact of climate events.Eolianns API,seamlessly integrable into any existi
225、ng software,within seconds can assess the climate risk associated with assets located anywhere within the European continent,offering a spatial resolution of 30 meters by 30 meters.A key distinguishing feature of their approach is their commitment to objectivity.Unlike traditional methods that may e
226、xhibit historical biases,Eolianns methodology revolves around analysing the root causes of events to ensure a climate change-proof prediction.Founded 2022Employees:11-50Segments of Financial Services:ESG/Climate Risk,ESG Intelligence&Data Analysis,Banking Products/DataRegions of operations:Europe26E
227、SGFINTECH100 Profiles 2023 FinTech Global and Investor Networks Ltd ESG360 combines a powerful,bespoke digital platform with expert knowledge of ESG issues.This empowers clients to mitigate ESG risks and maximise opportunities,ultimately enhancing their enterprise value.The platform provides a holis
228、tic view of the ever-changing ESG landscape,giving users real-time,decision-useful insights into the impacts of ESG issues on their business and value chain.The core product is agile,evolving with the changing requirements faced by businesses and boasts the following key functionalities:-Direct supp
229、lier engagement and collaboration through data collection questionnaires-Climate scenario planning to inform strategic decision making and understand financial implications-A comprehensive Decarbonisation tool,allowing clients to map their path to Net Zero-Physical risk assessments to determine risk
230、 level across the value chain-An ESG Explorer module to understand and navigate the myriad ESG regulations,ensure compliance and best practice disclosure.Founded 2020Employees:11-50Segments of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Supply Ch
231、ain Screening,Regulatory Change ManagementRegions of operations:United Kingdom and several European countries,although our clients are global companies(e.g.FTSE 100 and 250)ESGTech empowers organisations with tools,data,and networks for better decision-making.ESGTech global data management platform
232、enables the ingestion and disclosure of verifiable ESG data,fostering collaboration between financial institutions,corporates,and advisory firms.Together,they enable an ecosystem where stakeholders are easily engaged in an organisations sustainability journey,efficiently tracking and monitoring ESG
233、risk and opportunities through continuous material disclosure.Founded 2019Employees:11-50Segments of Financial Services:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Supply Chain ScreeningRegions of operations:North America,Africa,Europe,Asia,Australia,Middle-EastEtc
234、ho is on a mission to seamlessly connect wealth with values.Etcho is a personalised,values-based portfolio storyteller designed to help advisers connect to their clients.Etchos digital-first solution enables advisors to discover client values,analyse a portfolios alignment to impact themes,provide p
235、ersonalised sustainability stories,and discover ways to tilt portfolios towards impact preferences.With etcho,advisers can provide client-specific,personalised sustainability stories and insights on their client portfolios but also access its discovery tool,in-depth research and learning journeys to
236、 help build confidence in sustainability and impress clients.Founded 2021Employees:1-10Segments of Financial Services:ESG/Climate Risk,ESG Intelligence&Data Analysis,Investing Products/Data,Banking Products/DataRegions of operations:United Kingdom based,GlobalThis document is being provided for info
237、rmation purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.2023 FinTech Global and Investor Networks Ltd REGION:GLOBAL|SECTOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being provided for information pur
238、poses only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.2023 FinTech Global and Investor Networks LtdFounded 2010Schwyz,Switzerland www.etops.chinfoetops.chEmployees:101-250Regions of operation:Switzerland,Germany,SlovakiaKEY EMPLOYEE
239、S:Pius StuckiCEO Christian JedlickaCSOSubsectors:ESG/Climate Risk,Corporate Assessment&Reporting,ESG Intelligence&Data Analysis,Banking Products/DataOFFERINGPROBLEM BEING SOLVEDTECHNOLOGYEtops stands out in the market due to its unique blend of innovative technologies and comprehensive data offering
240、s.What truly sets us apart can be summarized as follows:1.Holistic Data Integration:Etops seamlessly combines financial,sustainability,and climate data into a single platform.This comprehensive approach provides users with a complete picture of their investments,allowing for well-informed and sustai
241、nable decision-making.2.Appealing Data Visualization:Etops platform employs state-of-the-art data visualization techniques,offering users an engaging and immersive experience.This visually captivating presentation of data not only enhances user understanding but also facilitates communication with e
242、nd clients.3.Actionable Insights:Etops goes beyond data presentation by offering actionable insights.Peer comparisons and advanced algorithms empower users to make strategic adjustments and optimize portfolios for a future-oriented approach.4.Cutting-Edge Technologies:Etops harnesses the power of ma
243、chine learning and utilizes Big Data principles.Its cloud-based architecture ensures scalability and security,while the potential integration of generative AI promises to further enhance user capabilities.Etops addresses a critical challenge faced by asset managers,family offices,and pension funds t
244、he efficient handling of vast and diverse datasets.Etops solution streamlines data selection,import,and processing,aligning them precisely with the unique needs of clients.Etops excels at aggregating information from multiple sources,transforming it into a ready-to-use format for in-depth portfolio
245、and position analyses.These analyses play a crucial role in contemporary sustainability assessments,integrating seamlessly into modern front-end solutions and attractive cutting-edge reports.Furthermore,Etops partnership with a Zurich based company known for its sustainable and impact investing anal
246、ytics and services for institutional investors enhances the power of Etops offering.This synergy not only allows for more extensive and insightful analyses but also empowers clients to leverage these insights strategically for customer acquisition efforts.In summary,Etops streamlines data management
247、,enabling comprehensive analysis,regulatory compliance,and customer information and acquisition,making it an invaluable asset for asset managers,family offices,and pension funds.Etops leverages a powerful blend of cutting-edge technologies to deliver its comprehensive data management and analysis so
248、lution.Machine Learning plays a pivotal role in Etops parser technology(which accompanies Etops electronic interfaces),enabling Etops to extract and comprehend data hidden within documents,streamlining the information ingestion process.Etops system thrives on Big Data principles and data science tec
249、hnologies,handling vast and diverse datasets with efficiency and precision.The entire Etops architecture is cloud-based,ensuring scalability,accessibility,and data security.The Etops high-performance wealth operating system is at the heart of the platform architecture and forms the basis for the int
250、egration with state-of-the-art front-end solutions and the generation of high-quality client reports via Etops open interface strategy(API).Looking ahead,Etops is exploring the integration of generative AI(genAI)to empower users further,promising exciting developments that will enhance the capabilit
251、ies of the ecosystem,making it even more versatile and responsive to the evolving needs of asset managers,family offices,private banking,and pension funds.PRODUCT DESCRIPTIONEtops is a cutting-edge data management and analysis solution that leverages its proprietary Wealth OS engine for processing a
252、nd interpreting data.This sophisticated engine serves as the backbone for conducting comprehensive analyses.The results are presented through dedicated,high-quality reports and the Etops front-end tools.What sets Etops apart is its strategic integration with a specialized solution offered by a caref
253、ully selected partner company,handpicked by Etops.Etops browser-based solution provides a fresh perspective on investment risks and opportunities,particularly in the context of environmental,social,and economic impact,climate change implications,exposure to global megatrends,and all essential financ
254、ial metrics,including performance and asset allocation.Etops has masterfully crafted the intricate backend infrastructure,harnessing data from diverse sources and aggregating it to meet the specific frontend requirements.This frontend is expertly designed by a specialised company,resulting in visual
255、ly captivating and insightful views and interpretations.Etops stands out by seamlessly combining financial data with sustainability metrics and thought-provoking data centred on climate and global megatrends.This innovative data visualization approach for sustainable investments was introduced in 20
256、21 and has since undergone continuous enhancements and extensions,demonstrating Etops commitment to staying at the forefront of sustainability-driven investment analytics.2023 FinTech Global and Investor Networks Ltd This document is being provided for information purposes only.It is not designed to
257、 be taken as advice or a recommendation for any specific investment or strategy decisions.REGION:GLOBAL|SECTOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific
258、investment or strategy decisions.2023 FinTech Global and Investor Networks LtdBased on a mix of technology and services,Etops Group focuses on supporting financial service providers through data and technology.Attractive and professional experiences,a developer-friendly infrastructure and intelligen
259、t tools that empower every user with insight and knowledge and create the basis for smarter decisions.Many years of experience in integrating custodian banks together with proven back-office services ensure the required data quality on which the core system is based as a wealth operating system whic
260、h enables the integration of state-of-the-art front-end solutions and the generation of high-quality client reports via open interfaces(API).The platform covers the entire value chain of private banks,asset managers,family offices and institutional investors and meets all compliance requirements.The
261、 development of Etops Group follows the strategic vision to revolutionise the financial services industry with data-driven products and the use of Machine Learning and GenAI.The solutions enable market participants from the wealth management,family office,pension fund and private banking sectors to
262、tackle complex challenges around their clients financial lives by providing information,tools and products through a curated ecosystem.TRACTION/GROWTH Etops have over 135 clients,a selection include:Swissquote Bank,Zugerberg Finanz AG,Globalance Bank Finaport and VT Wealth Etops has a CHF 150+bn cli
263、ents AUR Acquisitions of various companies over the last 2 years to accomplish the range of functionalities offered Annual organic growth of around 30-40%in the last 3 years Annual development budget of currently around CHF 3-4 million Management will be further expanded in 2023MANAGEMENT BIOPius St
264、ucki,CEO and founderPius Stucki has broad experience in product management and information systems for the asset management industry.Having worked with Swiss banks and family office for a couple of years he has extensive experience with operations and software solutions for asset managers,family off
265、ices,pension funds and private banks.Pius Stucki holds a Bachelor of Science in Business and a Master of Business in Information Systems from the Virginia Commonwealth University Richmond,Virginia,United States.As a former professional athlete Pius still loves to compete successfully in national and
266、 international running and cycling events.Specialties:Operations of asset managers,(fund of)hedge funds,system integration for asset managers,process optimization,reporting.Christian Jedlicka,CSOAfter several years in securities and derivatives trading and fund management,Christian Jedlicka successf
267、ully switched to the software and service sector in Austria and Switzerland in consulting and management positions.He has extensive experience in the field of software solutions and digitization projects for the financial industry with a focus on wealth management and private banking.Christian Jedli
268、cka holds a masters degree in business administration from Vienna University of Economics.Specialties:Strategic business development,financial markets and products,family office requirements,treasury and risk management,digitization of processes,front-end design and user experience.REGION:GLOBAL|SEC
269、TOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.2023 FinTech Global and Investor Networks Ltd 2023 FinTech Global and Inve
270、stor Networks Ltd ESGFINTECH100 ProfilesHow Etops looks to leave its mark on the ESG space Established in 2010,the Switzerland-based Etops Group prides itself on fusing cutting-edge technology with tried-and-true back-and mid-office services,culminating in a distinctive cloud-based platform that com
271、prehensively caters to the needs of asset managers,family offices,and institutional investors.Etops stands as a technology-centric enterprise following the strategic vision to revolutionise the financial services industry with data-driven products and the use of Machine Learning and GenAI.The soluti
272、ons enable market participants from the wealth management,family office,pension fund and private banking sectors to tackle complex challenges around their clients financial lives by providing information,tools and products through a curated ecosystem.Etops is deeply committed to sustainability and E
273、SG principles,driving the company to develop and integrate solutions that not only benefit its clients but also align with responsible business practices and environmental stewardship.As stated by Christian Jedlicka,Chief Strategy Officer at Etops Group,the company has undergone substantial growth i
274、n recent years,expanding its workforce from approximately 40 employees to around 135.This growth can be attributed not only to the companys organic growth but also to the strategic acquisitions made by Etops.Jedlicka explained,“We opted not to start entirely from scratch but,instead,to leverage exis
275、ting technology as a foundation for our endeavors.Our strategic moves included the acquisition of a Swiss firm renowned for its portfolio management solutions in the wealth management sector.In addition,we obtained a company specializing in interface technology for connecting with custodian banks.Th
276、e cornerstone of our new architecture is a portfolio management system from Germany,which houses a robust and high-performance calculation engine now serving as the foundation of our core wealth operating system.”The companys technology incorporates a robust connectivity engine,which serves as a con
277、duit for gathering data from custodian banks,market data providers,and the requisite information for sustainability analytics.Jedlicka elaborated,explaining that this standardized data is channeled through an API into Etops wealth operating system,where comprehensive calculations are performed based
278、 on the individual transactions collected.Subsequently,the company undertakes data consolidation and aggregation covering all kinds of asset types including illiquid ones like private equity and real estate investments,culminating in the provision of a 360-degree perspective on total wealth.This com
279、prehensive view caters to the needs of private banking,wealth management,and family offices,a demographic that is increasingly showing interest in ESG topics,as noted by Jedlicka.“Utilizing Etops robust wealth operating system as our core engine,we have developed an open API.This API not only powers
280、 our own front-end solutions but is also made available to external vendors and banks seeking to create their own front-end applications or mobile apps,”commented the CSO.Pain points A prevalent challenge shared by numerous firms in the ESG market is the acquisition and aggregation of effective,effi
281、cient data.This predicament is no exception for Etops,according to Jedlicka,who emphasized that data remains one of the companys most significant hurdles.He elaborated,stating,“Its a persistent concern related to custodian data and the quality of the information.The absence of standardization and a
282、unified data source presents a substantial obstacle.Diverse ratings abound,making it part of our mission to assist our clients in identifying the most suitable data provider for their specific needs.”This issue carries exceptional weight for a company like Etops,given its primary focus on data-drive
283、n solutions,underlining the pivotal importance of data and its quality in the companys operations.ESGFINTECH100 Profiles 2023 FinTech Global and Investor Networks Ltd ESG trendsThe ESG sector is a continuously evolving space,with regulatory pushback combined with continuing innovation in the market,
284、what are the current trends that stand out?According to Jedlicka,the evolving landscape of the ESG sector reveals a blend of traditional and innovative trends,especially in response to regulatory changes and market innovation.From a client-centric perspective,he notes a sustained demand for reportin
285、g solutions,emphasizing the importance of providing essential information to target clients.In parallel,he highlights the progressive stance of the pension funds industry in Switzerland,which is now recommending the inclusion of ESG data in pension fund reports.Jedlicka also underscores the growing
286、prominence of data science,data analytics,and generative AI as pivotal trends in the WealthTech arena.He elaborates on the significance of integrating ESG topics into the tools utilized by relationship managers,emphasizing that these tools should encompass aspects of responsible investing.This inclu
287、sion ensures that the portfolio optimization process,e.g.integral to creating investment proposals,fully considers ESG data,aligning investments with the investors sustainability goals.The Etops CSO highlights a critical facet of the ESG landscapewhile it encompasses three essential components(Envir
288、onmental,Social,and Governance),the current emphasis predominantly revolves around the“E”(Environmental)element.This focus underscores that there is considerable ground to cover on the journey toward achieving a comprehensive perspective,where data encompasses all three dimensions of ESG.Furthermore
289、,Jedlicka emphasizes that emerging trends in ESG analytics and use cases extend beyond the core elements of ESG.In addition to these,there is a noticeable surge in interest surrounding thematic investing,where investors focus on specific ESG themes such as clean energy,healthcare innovation,and dive
290、rsity.These thematic ESG investments aim to align portfolios with both ethical and financial objectives,reflecting a growing appetite for investment strategies that address specific global challenges and opportunities in a more targeted manner.Future solutionsAs previously mentioned,the ESG FinTech
291、sector is still hugely up for grabs and for those companies that are able to offer what the market is looking for,copious riches await.What solutions does Jedlicka think Etops could offer in the future in this regard?As previously highlighted,the ESG FinTech sector presents a vast landscape of oppor
292、tunities,and companies that can meet the markets evolving needs are poised for substantial growth.When contemplating the solutions Etops might offer in the future,Jedlicka envisions several key areas of focus.He explains,“Foremost,we remain committed to advancing the foundational aspect of Etops,par
293、ticularly in the realm of data management.This entails the ongoing refinement of our data collection,standardization,and enrichment processes,all with the goal of rendering data more accessible within our ecosystem.In addition,we are dedicated to presenting this data in an easily digestible manner,c
294、haracterized by attractive visualizations that cater to both professionals in the field and interested investors.”Jedlicka underscores that a primary goal is the integration of ESG data into all aspects of analysis,portfolio views,and analytics.The mid-term vision entails the seamless inclusion of t
295、his data in proposing investment ideas and providing market insights.In a nutshell,he summarises this vision,stating,“We aspire to create a future where,as professionals walk into the office each morning,they can instantly gauge the impact of breaking news.They should have the capability to propose
296、client strategies influenced by current events and adapt client portfolios in response to market fluctuations.Our aim is to empower relationship managers through smart technology,allowing them to focus more intently on delivering exceptional client service.”Moreover,Jedlicka highlights the commitmen
297、t to expanding Etops efforts on connecting the buy-side with the sell-side within ecosystem.He emphasizes the necessity of ensuring that every financial product promoted on their platform integrates ESG aspects.This approach is driven by the goal of empowering clients to make informed sustainability
298、 assessments when considering investment options,reinforcing Etops dedication to integrate responsible and sustainable aspects within its financial solutions.Future plans As the company sets its sights on the near future,it has set an ambitious goal to complete its first version of the new intuitive
299、 front-end by the end of this year.Jedlicka explained,“While its understood that a front-end is a continually evolving aspect,we are actively working towards an official 1.0 release,slated for year-end.We already have clients engaging with this early-stage development.”This revamped front-end,Jedlic
300、ka highlighted,will be significantly more user-friendly and serve as the foundation for a more streamlined integration of third-party solutions.Moreover,it will comprehensively address ESG sustainability and impact investing topics.Looking forward to 2024,Etops is determined to bring its vision of o
301、ffering data-driven smart solutions closer to realization.The company intends to harness the power of AI to assist users in their daily business operations and expand the reach of its API to serve a broader market.We aspire to create a future where,as professionals walk into the office each morning,
302、they can instantly gauge the impact of breaking news.31 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesFounded in 2013,Fathom gives risk management professionals the most scientifically robust tools and intelligence for understanding the climates impact on water risk.By publishi
303、ng cutting-edge peer-reviewed academic research and applying it to real-world challenges,Fathom powers better decision-making for(re)insurance,civil engineering,corporate risk,financial markets,disaster response and government.Fathoms dedicated team of scientists harness their passion for innovation
304、 and the environment to develop rigorous catastrophe models and comprehensive mapping and geospatial data that make a real-world difference to customers and communities worldwide.For more information visit www.fathom.globalFounded 2013Employees:11-50Segments of Financial Services:ESG/Climate RiskReg
305、ions of operations:GlobalFenergo is the leading provider of Client Lifecycle Management(CLM)solutions that digitally transform how financial institutions,asset management and fintech firms onboard and manage clients throughout their client lifecycle.Its software digitally orchestrates every client j
306、ourney from initial Know your Customer(KYC)and client onboarding,automating regulatory compliance and enabling continuous transaction monitoring throughout the client lifecycle(transaction monitoring,perpetual KYC),all the way to client offboarding.Fenergo is recognized for its in-depth financial se
307、rvices and regulatory expertise and out-of-the-box rules engine which ensures financial institutions are future-proofed against evolving Environmental,Social and Governance(ESG),KYC,Anti-Money-Laundering(AML),tax and prudential regulations across 120+jurisdictions.Headquartered in Dublin,Ireland,Fen
308、ergo has offices in North America,the UK,Poland,Spain,South Africa,Asia Pacific,and the United Arab Emirates.Founded 2009Employees:501-1000Segments of Financial Services:ESG/Climate RiskRegions of operations:GlobalAwarded several times for growth and innovation,Fincite is one of the fastest growing
309、German WealthTech companies.Fincites mission is to bring wealth management into a connected and digital age.Fincite digitize banks,asset managers,wealth managers and family offices from client onboarding through advisory and investment ordering to reporting.Its clients include over 15 of the leading
310、 providers from the financial industry including five companies from the TOP 20 European banks.Fincites team consists of over 60 employees from more than 10 nation.Founded 2016Employees:51-100Segments of Financial Services:ESG/Climate Risk,Offsetting Analytics&Marketplaces,Investing Products/DataReg
311、ions of operations:Nordics,DACH,United States,BeNeLux,United Kingdom 2023 FinTech Global and Investor Networks Ltd This document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.REGION:GLOBA
312、L|SECTOR:ESGCOMPANYRESEARCHPROFILECOMPANY RESEARCH PROFILEThis document is being provided for information purposes only.It is not designed to be taken as advice or a recommendation for any specific investment or strategy decisions.2023 FinTech Global and Investor Networks LtdFounded 1986Zurich,Switz
313、erland www.finfox.chfinfoxecofin.chEmployees:11-50 Regions of operation:Switzerland,Liechtenstein(Being MiFID II compliant,Finfox is also being used for German,Austrian and other international clients.)KEY EMPLOYEES:Prof.Dr.Martin C.JanssenFounder Andreas BorgCEOSubsectors:ESG/Climate Risk,Corporate
314、 Assessment&Reporting,Investing Products/Data,Banking Products/Data,Regulatory Change ManagementOFFERINGPROBLEM BEING SOLVEDTECHNOLOGYUnderstanding investment clients preferences especially in the context of ESG is a key pillar to deliver personalized investment solutions.The ESG solution of Finfox
315、puts the individual sustainability preferences of investors centre stage.Finfoxs platform adheres to regulatory requirements in an uncomplicated and efficient manner,enabling advisors to focus on personalized investment proposals with an impact.Finfox is a software for hybrid investment advice.Finfo
316、xs solutions are a digital transformation enabler for banks,advisors and their clients and advance ESG and sustainability in an impactful way.Finfox offers a comprehensive integration of ESG principles into products,services and underlying advisory processes,empowering banks to implement and promote
317、 their ESG philosophy throughout their offerings.The technical linchpin of the Finfox platform is FinfoxCore.FinfoxCore is based on a consistent data set,harmonized business logic and systematic omnichannel capability that provides the other modules with a plethora of central functions and data in t
318、he form of services.Whether for an advisor in the bank or for a client at home,content and presentation is always based on the same logic and data.PRODUCT DESCRIPTIONThanks to the dedicated ESG functionalities of Finfox,banks can integrate their sustainability approach into their investment advisory
319、 processes in an efficient and regulatory-compliant manner.This includes,for example,the following aspects:Integration of sustainability ratings for investment products across different dimensions(e.g.ESG ratings,portfolio contribution to the achievement of the Sustainable Development Goals(SDG),con
320、tributions of invested securities to global warming,and others).Portfolio allocation schemes on different sustainability aspects(e.g.ESG,SDG).Calculation of ESG portfolio ratings.Consideration of sustainable service solutions,investment strategies and model portfolios in the investment process.Prese
321、ntation of detailed sustainability analyses for both current portfolios and investment proposals in client reporting as well as consideration of sustainability fact sheets in documents and reports.Consideration of ESG preferences in the context of client profiling.Furthermore,with FinfoxAdvice Finfo
322、xs digital channel for bank customers and their guided self-service,designed for integration into e-banking apps and client portals bank customers can view portfolio information on sustainability aspects and research,advise themselves and access suitable and sustainable investment solutions in a com
323、pletely digital and independent way.FinfoxAdvice allows for hybrid advice on sustainable investment topics,e.g.providing thematic title recommendations or switch proposals for reallocating funds from non-sustainable to sustainable securities.The Profiling,Digital Portfolio Statement and Portfolio Ch
324、eck modules enable investors to make more informed and sustainable decisions by considering their investments impact on ESG metrics.TRACTION/GROWTH Private banks,savings banks and Swiss cantonal banks equally trust in Finfox.Finfox clients include:LGT,Maerki Baumann,Clientis,NOVUS Banken,Raiffeisen,
325、Berner Kantonalbank,Glarner Kantonalbank,Luzerner Kantonalbank,Schwyzer Kantonalbank,St.Galler Kantonalbank,Zuger Kantonalbankby ECOFIN Software and Technology AG 2023 FinTech Global and Investor Networks Ltd ESGFINTECH100 ProfilesHow Finfox is transforming sustainable investing The landscape of inv
326、esting is evolving beyond just risk and return,profit and loss.Enter ESG,the buzzword of modern finance thats changing the way we invest.Beyond seeking profit,investors now aim to positively impact the world.In this new era of sustainable investing,Finfox developed by ECOFIN Software and Technology
327、AG is set to create impact in the wealth management industry by seamlessly integrating sustainability into the advisory process.But what exactly is sustainable investing?Sustainable investing,the modern financial frontier,prioritises ethical and environmental factors alongside more traditional value
328、s,such as profit.This approach seeks to support companies and projects with a positive societal impact,like renewable energy and fair labour practices.Its a departure from traditional investment strategies,where returns often overshadow social and environmental concerns.The benefits of sustainable i
329、nvesting are substantial.By driving capital towards sustainable ventures,it fosters innovation and resilience in the face of global challenges.In essence,its a win-win for investors and the planet,offering a path to financial growth while contributing to a more equitable and sustainable world.How Fi
330、nfox is changing the game for ESG-integrated investment In this modern world where complying to ever-increasing ESG requirements from regulators and stakeholders is becoming more paramount than ever,Zurich-based ECOFIN and its core product Finfox entered the space to change the way in which companie
331、s can integrate investment advisory processes in an efficient and regulatory-compliant manner.With the introduction of its ESG solution,Finfox has greatly supported banks and other investors as they try to integrate sustainability into their investment approach.Finfoxs innovative software recognises
332、 that todays investors seek more than just financial returns;they aspire to invest in a brighter future.Through the seamless integration of ESG principles into its platform,Finfox empowers banks and advisors to tailor their services to their clients values.The customised platform streamlines busines
333、s logic and omnichannel capabilities,allowing advisors to focus on crafting personalised,impactful investment proposals,while ensuring uncomplicated adherence to regulatory requirements.The solution gives banks and investors alike,a chance to position themselves with a dedicated offering in the increasing ESG market,which is only gaining momentum as we head into 2024.Finfoxs service allows these s